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PSIB0000522: Punjab & Sind Bank, Gurudwara Kalgidhar

PSIB0000522 is the IFSC code of the Gurudwara Kalgidhar branch of Punjab & Sind Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PSIB0000522
Branch
Gurudwara Kalgidhar
MICR code
141023003
Address
Gurudwara Kalgidhar Road Ludhiana
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PSIB0000522 means

  • PSIB: the bank, Punjab & Sind Bank
  • 0: always zero, kept for future use
  • 000522: the Gurudwara Kalgidhar branch

To send money, add the account number, the account holder's name and PSIB0000522 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Punjab & Sind Bank branches in Ludhiana

All Punjab & Sind Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is PSIB0000522?

PSIB0000522 belongs to Punjab & Sind Bank, Gurudwara Kalgidhar branch, Gurudwara Kalgidhar Road Ludhiana.

What is the MICR code of Punjab & Sind Bank, Gurudwara Kalgidhar?

The MICR code is 141023003. It is printed at the bottom of cheques from this branch.

Can I use PSIB0000522 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.