- IFSC code
- PSIB0000539
- Branch
- Ludhiana Ibd
- MICR code
- 141023021
- Address
- Ibd Ludhiana
- City
- Ludhiana
- State
- Punjab
- Phone
- +911615068062
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000539 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000539: the Ludhiana Ibd branch
To send money, add the account number, the account holder's name and PSIB0000539 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- Gurudwara KalgidharPSIB0000522
- MTSM College LudhianaPSIB0000609
- Bagli KalanPSIB0000450
- HeddonPSIB0000449
- JandialiPSIB0000637
- Jaspal BangarPSIB0000439
- BarundiPSIB0000438
- ManukePSIB0000437
- Sherpur BetPSIB0000648
- Salim TabriPSIB0000419
- GaunsgarhPSIB0000665
- Doraha Distt Ludhiana PunjabPSIB0000407
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0000539?
PSIB0000539 belongs to Punjab & Sind Bank, Ludhiana Ibd branch, Ibd Ludhiana.
What is the MICR code of Punjab & Sind Bank, Ludhiana Ibd?
The MICR code is 141023021. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000539 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.