- IFSC code
- PSIB0000539
- Branch
- Ludhiana Ibd
- MICR code
- 141023021
- Address
- Ibd Ludhiana
- City
- Ludhiana
- State
- Punjab
- Phone
- +911615068062
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000539 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000539: the Ludhiana Ibd branch
To send money, add the account number, the account holder's name and PSIB0000539 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- Gurudwara KalgidharPSIB0000522
- MTSM College LudhianaPSIB0000609
- Bagli KalanPSIB0000450
- HeddonPSIB0000449
- JandialiPSIB0000637
- Jaspal BangarPSIB0000439
- BarundiPSIB0000438
- ManukePSIB0000437
- Sherpur BetPSIB0000648
- Salim TabriPSIB0000419
- GaunsgarhPSIB0000665
- Doraha Distt Ludhiana PunjabPSIB0000407
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0000539?
PSIB0000539 belongs to Punjab & Sind Bank, Ludhiana Ibd branch, Ibd Ludhiana.
What is the MICR code of Punjab & Sind Bank, Ludhiana Ibd?
The MICR code is 141023021. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000539 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.