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IOBA0000112: Indian Overseas Bank, Surat

IOBA0000112 is the IFSC code of the Surat branch of Indian Overseas Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000112
Branch
Surat
MICR code
395020002
Address
Safe Deposit Chambers, Bhagatlao, Surat - 395 003
City
Surat
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000112 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000112: the Surat branch

To send money, add the account number, the account holder's name and IOBA0000112 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Surat

All Indian Overseas Bank branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is IOBA0000112?

IOBA0000112 belongs to Indian Overseas Bank, Surat branch, Safe Deposit Chambers, Bhagatlao, Surat - 395 003.

What is the MICR code of Indian Overseas Bank, Surat?

The MICR code is 395020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000112 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.