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IOBA0004140: Indian Overseas Bank, Gaurav Path

IOBA0004140 is the IFSC code of the Gaurav Path branch of Indian Overseas Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0004140
Branch
Gaurav Path
MICR code
395020011
Address
Shop No-27, 28, 29, Ground Floor, Orchid Harmony, Gaurav Path, Opposite Fire Station
City
Surat
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0004140 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 004140: the Gaurav Path branch

To send money, add the account number, the account holder's name and IOBA0004140 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Surat

All Indian Overseas Bank branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is IOBA0004140?

IOBA0004140 belongs to Indian Overseas Bank, Gaurav Path branch, Shop No-27, 28, 29, Ground Floor, Orchid Harmony, Gaurav Path, Opposite Fire Station.

What is the MICR code of Indian Overseas Bank, Gaurav Path?

The MICR code is 395020011. It is printed at the bottom of cheques from this branch.

Can I use IOBA0004140 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.