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IOBA0003017: Indian Overseas Bank, Pal Surat

IOBA0003017 is the IFSC code of the Pal Surat branch of Indian Overseas Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003017
Branch
Pal Surat
MICR code
395020009
Address
3 and 4 Galaxi Imperial L P Savani Road Near CNG Petrol Pubp Pal Canal Road Surat 395009
City
Surat
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003017 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003017: the Pal Surat branch

To send money, add the account number, the account holder's name and IOBA0003017 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Surat

All Indian Overseas Bank branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is IOBA0003017?

IOBA0003017 belongs to Indian Overseas Bank, Pal Surat branch, 3 and 4 Galaxi Imperial L P Savani Road Near CNG Petrol Pubp Pal Canal Road Surat 395009.

What is the MICR code of Indian Overseas Bank, Pal Surat?

The MICR code is 395020009. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003017 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.