- IFSC code
- IOBA0004131
- Branch
- Ghod Dod Road
- MICR code
- 395020010
- Address
- GF Shop No. 3, 4, West, Royal Heights, BH Sargam Shopping Centre,Somnath Mahadev Road,Ghod Dod Road, Surat - 395007
- City
- Surat
- State
- Gujarat
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0004131 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 004131: the Ghod Dod Road branch
To send money, add the account number, the account holder's name and IOBA0004131 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Surat
- Gaurav PathIOBA0004140
- VesuIOBA0004210
- VarachhaIOBA0003834
- Pal SuratIOBA0003017
- KatargamIOBA0002884
- VyaraIOBA0002507
- BardoliIOBA0002393
- SachinIOBA0002392
- SamroliIOBA0002241
- AdajanIOBA0001557
- AmroliIOBA0001215
- HajiraIOBA0000880
All Indian Overseas Bank branches in Surat
Other banks in Surat
- Bank of Baroda
- State Bank of India
- Surat District Co-operative Bank
- HDFC Bank
- ICICI Bank
- Axis Bank
- Yes Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is IOBA0004131?
IOBA0004131 belongs to Indian Overseas Bank, Ghod Dod Road branch, GF Shop No. 3, 4, West, Royal Heights, BH Sargam Shopping Centre,Somnath Mahadev Road,Ghod Dod Road, Surat - 395007.
What is the MICR code of Indian Overseas Bank, Ghod Dod Road?
The MICR code is 395020010. It is printed at the bottom of cheques from this branch.
Can I use IOBA0004131 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.