- IFSC code
- ESMF0001857
- Branch
- Karulai
- Address
- Pulath Complex,Ground Floor,Panchayathupadi,New Karulai Grama Panchayath,Karulai,Malappuram-6793330
- City
- Malappuram
- State
- Kerala
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001857 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001857: the Karulai branch
To send money, add the account number, the account holder's name and ESMF0001857 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Malappuram
- AnamangadESMF0001856
- EdavannaparaESMF0001859
- PothukalluESMF0001886
- TuvvurESMF0001927
- Malappuram ElamkulamESMF0001928
- MelatturESMF0001665
- ValiyakunnuESMF0001656
- KolathurESMF0001655
- MongamESMF0001654
- PookottumpadamESMF0001653
- MankadaESMF0001652
- ChelariESMF0001648
All ESAF Small Finance Bank branches in Malappuram
Other banks in Malappuram
- Kerala Gramin Bank
- Canara Bank
- Federal Bank
- Nilambur Co-operative Urban Bank
- HDFC Bank
- Urban Co-operative Bank Perinthalmanna
- IDBI
- State Bank of India
Frequently asked questions
Which bank and branch is ESMF0001857?
ESMF0001857 belongs to ESAF Small Finance Bank, Karulai branch, Pulath Complex,Ground Floor,Panchayathupadi,New Karulai Grama Panchayath,Karulai,Malappuram-6793330.
Can I use ESMF0001857 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.