- IFSC code
- ESMF0001857
- Branch
- Karulai
- Address
- Pulath Complex,Ground Floor,Panchayathupadi,New Karulai Grama Panchayath,Karulai,Malappuram-6793330
- City
- Malappuram
- State
- Kerala
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001857 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001857: the Karulai branch
To send money, add the account number, the account holder's name and ESMF0001857 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Malappuram
- AnamangadESMF0001856
- EdavannaparaESMF0001859
- PothukalluESMF0001886
- TuvvurESMF0001927
- Malappuram ElamkulamESMF0001928
- MelatturESMF0001665
- ValiyakunnuESMF0001656
- KolathurESMF0001655
- MongamESMF0001654
- PookottumpadamESMF0001653
- MankadaESMF0001652
- ChelariESMF0001648
All ESAF Small Finance Bank branches in Malappuram
Other banks in Malappuram
- Kerala Gramin Bank
- Canara Bank
- Federal Bank
- Nilambur Co-operative Urban Bank
- HDFC Bank
- Urban Co-operative Bank Perinthalmanna
- IDBI
- State Bank of India
Frequently asked questions
Which bank and branch is ESMF0001857?
ESMF0001857 belongs to ESAF Small Finance Bank, Karulai branch, Pulath Complex,Ground Floor,Panchayathupadi,New Karulai Grama Panchayath,Karulai,Malappuram-6793330.
Can I use ESMF0001857 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.