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ESMF0001656: ESAF Small Finance Bank, Valiyakunnu

ESMF0001656 is the IFSC code of the Valiyakunnu branch of ESAF Small Finance Bank in Malappuram, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001656
Branch
Valiyakunnu
MICR code
676760018
Address
Door No 2 602,Khader Shan Complex,Valiyakunnu P O,Malappuram,Kerala 676552
City
Malappuram (district Valiyakunnu)
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001656 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001656: the Valiyakunnu branch

To send money, add the account number, the account holder's name and ESMF0001656 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other ESAF Small Finance Bank branches in Malappuram

All ESAF Small Finance Bank branches in Malappuram

Other banks in Malappuram

Frequently asked questions

Which bank and branch is ESMF0001656?

ESMF0001656 belongs to ESAF Small Finance Bank, Valiyakunnu branch, Door No 2 602,Khader Shan Complex,Valiyakunnu P O,Malappuram,Kerala 676552.

What is the MICR code of ESAF Small Finance Bank, Valiyakunnu?

The MICR code is 676760018. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001656 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.