- IFSC code
- ESMF0001137
- Branch
- Changaramkulam
- MICR code
- 679760303
- Address
- 16 441,16 442 Ground Floor,Glasco Tower,Changaramkulam Main Road,Malappuram District,PIN 679574
- City
- Malappuram (district Ponnani)
- State
- Kerala
- Phone
- +918589980133
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001137 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001137: the Changaramkulam branch
To send money, add the account number, the account holder's name and ESMF0001137 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Malappuram
- KottakkalESMF0001127
- MalappuramESMF0001123
- ValancheryESMF0001120
- ManjeriESMF0001165
- NilamburESMF0001167
- EdakkaraESMF0001283
- AreekodeESMF0001391
- PerumpadappaESMF0001393
- PonnaniESMF0001394
- TirurangadiESMF0001395
- Vattamkulam EdappalESMF0001503
- AngadippuramESMF0001518
All ESAF Small Finance Bank branches in Malappuram
Other banks in Malappuram
- Kerala Gramin Bank
- Canara Bank
- Federal Bank
- Nilambur Co-operative Urban Bank
- HDFC Bank
- Urban Co-operative Bank Perinthalmanna
- IDBI
- State Bank of India
Frequently asked questions
Which bank and branch is ESMF0001137?
ESMF0001137 belongs to ESAF Small Finance Bank, Changaramkulam branch, 16 441,16 442 Ground Floor,Glasco Tower,Changaramkulam Main Road,Malappuram District,PIN 679574.
What is the MICR code of ESAF Small Finance Bank, Changaramkulam?
The MICR code is 679760303. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001137 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.