- IFSC code
- ESMF0001394
- Branch
- Ponnani
- MICR code
- 679760202
- Address
- Second Floor,Al Atheer Tower,Oppprivate Bus Stand,Ponnani,Malappuram,Kerala 679577,679577
- City
- Malappuram (district Ponnani)
- State
- Kerala
- Phone
- +918589960085
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001394 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001394: the Ponnani branch
To send money, add the account number, the account holder's name and ESMF0001394 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Malappuram
- PerumpadappaESMF0001393
- TirurangadiESMF0001395
- AreekodeESMF0001391
- Vattamkulam EdappalESMF0001503
- EdakkaraESMF0001283
- AngadippuramESMF0001518
- MangalamESMF0001521
- EdavannaESMF0001522
- Tavanur AyankalamESMF0001523
- TriprangodeESMF0001526
- MelmuriESMF0001528
- WandoorESMF0001538
All ESAF Small Finance Bank branches in Malappuram
Other banks in Malappuram
- Kerala Gramin Bank
- Canara Bank
- Federal Bank
- Nilambur Co-operative Urban Bank
- HDFC Bank
- Urban Co-operative Bank Perinthalmanna
- IDBI
- State Bank of India
Frequently asked questions
Which bank and branch is ESMF0001394?
ESMF0001394 belongs to ESAF Small Finance Bank, Ponnani branch, Second Floor,Al Atheer Tower,Oppprivate Bus Stand,Ponnani,Malappuram,Kerala 679577,679577.
What is the MICR code of ESAF Small Finance Bank, Ponnani?
The MICR code is 679760202. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001394 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.