RBI's New OTP Rule for Foreign Card Payments From 1 October
From 1 October 2026, RBI requires an extra authentication step on foreign card payments. What changes, why some needed no OTP before, and what to check now.
· 5 min read
Banking & Payments articles
UPI, bank charges, digital payments and everyday banking rules in India, explained simply.
New Rules From 1 October 2026: 7 Money Changes to Know
From 1 October 2026: biometric Aadhaar for LPG subsidy, RBI FD rules, NRI property TDS by PAN, SBI withdrawal charges and NPS Swasthya. What to do about each.
· 7 min read
Bank Strike 28–30 September 2026: What Works, What Doesn’t
Bank unions strike on 28, 29 and 30 September 2026. Which banks are shut, why PSU banks open on Sunday 27 September, and what still works: UPI, ATMs, NEFT.
· 6 min read
Bank Holidays in October 2026: Full List by City
Banks are shut 8 to 10 days in October 2026 depending on your city. Dates for Gandhi Jayanti, Dussehra and Durga Puja, weekend closures and what still works.
· 4 min read
RBI’s 60-Day Debit Hold on Mule Accounts: What It Means for You
RBI’s draft lets banks block debits for up to 60 days on accounts suspected of carrying fraud money. When a hold can happen, your rights, and how to avoid it.
· 5 min read
New UPI Charges from 15 Oct 2026, Explained
NPCI will charge 0.4% on some UPI merchant payments above ₹2,000 from 15 October 2026. Who pays, who is exempt, and why your UPI stays free.
· 4 min read