NPS Swasthya Launched: Health Cover Inside Your NPS
PFRDA launched NPS Swasthya on 1 October 2026: an NPS account plus super top-up health cover up to ₹30 lakh and medical withdrawals. How it works, who it suits.
· 4 min read
Retirement articles
EPF, NPS, PPF, gratuity and planning a comfortable retirement in India.
NPS New Charges From 1 October 2026: 0.20% Yearly Fee
From 1 October 2026, NPS accounts run through a bank or agent pay a ₹200 joining fee and 0.20% of the corpus a year. Who pays, who is exempt, how to avoid it.
· 5 min read
EPF Interest for FY26: Is Your 8.25% Credited Yet?
EPFO has been crediting 8.25% interest for FY 2025-26 since mid-2026. How to check your passbook, when to expect the entry, and what to do if it is missing.
· 4 min read
EPFO Wage Ceiling Raised to ₹25,000: PF and Salary Impact
The Cabinet raised the EPFO wage ceiling from ₹15,000 to ₹25,000 a month from 17 September 2026. Who is covered, PF math and the effect on take-home pay.
· 5 min read
New NPS Withdrawal Rules 2026 Explained
NPS now lets non-government subscribers take up to 80% as a lump sum. See the new exit rules, tax on withdrawals and what they mean for your pension.
· 3 min read