Bank Holidays in October 2026: Full List by City
Banks are shut 8 to 10 days in October 2026 depending on your city. Dates for Gandhi Jayanti, Dussehra and Durga Puja, weekend closures and what still works.
By Balaji Anbazhagan
· 4 min read
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Banks in India will be closed on 8 to 10 days in October 2026, depending on which city you are in. Two holidays apply almost everywhere: Gandhi Jayanti on Friday 2 October and Dussehra on Tuesday 20 October. Add the Sundays and the second and fourth Saturdays, and Durga Puja closures in the east, and it pays to plan your bank work early. Here is the full list, city by city, from the RBI’s holiday calendar.
The short answer
- In all major cities: 2 October (Friday, Gandhi Jayanti) and 20 October (Tuesday, Dussehra).
- Every city: Sundays (4, 11, 18 and 25 October) and the second and fourth Saturdays (10 and 24 October).
- Banks are open on Saturday 3, 17 and 31 October (first, third and fifth Saturdays), except where a local holiday applies.
- Extra closures in the east and south: Durga Puja on 19 and 21 October in cities such as Kolkata, Guwahati, Patna and Chennai.
- UPI, NEFT, RTGS, IMPS, ATMs and net banking keep working on bank holidays.
Bank holidays in October 2026
| Date | Day | Holiday | Where banks are closed |
|---|---|---|---|
| 2 Oct | Friday | Mahatma Gandhi Jayanti | All major cities |
| 4 Oct | Sunday | Weekly holiday | Everywhere |
| 10 Oct | Saturday | Second Saturday. Also Mahalaya Amavasye | Everywhere (Mahalaya in Bengaluru and Kolkata) |
| 11 Oct | Sunday | Weekly holiday | Everywhere |
| 17 Oct | Saturday | Maha Saptami | Agartala only (other cities open) |
| 18 Oct | Sunday | Weekly holiday | Everywhere |
| 19 Oct | Monday | Maha Ashtami and Navami, Ayutha Pooja, Durga Puja | Agartala, Aizawl, Bhubaneswar, Chennai, Guwahati, Imphal, Itanagar, Kohima, Kolkata, Patna, Ranchi, Shillong |
| 20 Oct | Tuesday | Dussehra (Vijaya Dashami) | All major cities |
| 21 Oct | Wednesday | Vijaya Dashami, Durga Puja | Agartala, Bengaluru, Gangtok, Guwahati, Kochi, Kolkata, Thiruvananthapuram |
| 22–23 Oct | Thursday–Friday | Durga Puja (Dasain) | Gangtok |
| 24 Oct | Saturday | Fourth Saturday | Everywhere |
| 25 Oct | Sunday | Weekly holiday | Everywhere |
| 26 Oct | Monday | Laxmi Puja, Accession Day, Valmiki Jayanti | Agartala, Chandigarh, Jammu, Shimla, Srinagar |
| 29 Oct | Thursday | Karva Chauth | Shimla |
| 31 Oct | Saturday | Sardar Vallabhbhai Patel’s birthday | Ahmedabad |
Source for the holiday dates: the RBI’s holiday matrix. Holidays differ by state, so check your own city.
How many days will banks be closed in your city?
| City | Days closed | Weekday closures (besides weekends) |
|---|---|---|
| Mumbai | 8 | 2, 20 Oct |
| New Delhi | 8 | 2, 20 Oct |
| Hyderabad | 8 | 2, 20 Oct |
| Lucknow | 8 | 2, 20 Oct |
| Jaipur | 8 | 2, 20 Oct |
| Chennai | 9 | 2, 19, 20 Oct |
| Bengaluru | 9 | 2, 20, 21 Oct |
| Ahmedabad | 9 | 2, 20 Oct and Saturday 31 Oct |
| Patna | 9 | 2, 19, 20 Oct |
| Chandigarh | 9 | 2, 20, 26 Oct |
| Kolkata | 10 | 2, 19, 20, 21 Oct |
| Guwahati | 10 | 2, 19, 20, 21 Oct |
The counts include Sundays and the second and fourth Saturdays. See state-wise lists on our bank holidays page and the October 2026 calendar.
Plan around the long breaks
- 10–11 October: the second Saturday and Sunday run together. Do branch work before Friday 9 October.
- 19–21 October (east and south): in Kolkata, Guwahati, Patna and Chennai banks are shut from Monday 19 to Tuesday 20, and Kolkata and Guwahati also on Wednesday 21. Sunday 18 makes it four days in a row for Kolkata and Guwahati.
- 24–26 October (north): Saturday and Sunday are followed by Monday 26 in Chandigarh, Shimla, Jammu and Srinagar, a three-day break.
- 2–4 October is not a long weekend: Friday 2 is a holiday and Sunday 4 is a Sunday, but Saturday 3 is a working day for banks.
What still works when banks are closed
| Service | On a bank holiday |
|---|---|
| UPI, IMPS | Works, 24 hours |
| NEFT and RTGS | Available round the clock, every day |
| ATM cash withdrawal | Works, but ATMs may run out of cash before a long break |
| Net banking and mobile apps | Works |
| Cheque clearing, demand drafts, cash deposits at the branch | Not available, so plan ahead |
Stock market holidays in October 2026
The NSE and BSE are closed on Friday 2 October and Tuesday 20 October. Diwali falls on Sunday 8 November, when there will be a special muhurat trading session. See our stock market holidays list.
Money dates to remember this month
| Date | What happens |
|---|---|
| 1 October | RBI’s new FD rules start: same FD rate at every branch |
| 1 October | NRI property sale TDS can use PAN instead of TAN: read more |
| 5–7 October | RBI policy meeting: will your EMI change? |
| 15 October | New UPI merchant charges start (you pay nothing) |
| 25 October | Last day for comments on IRDAI’s insurance commission proposal |
Frequently asked questions
Is there a bank holiday on 2 October 2026? Yes. Friday 2 October is Gandhi Jayanti, a bank holiday in all major cities.
Are banks closed for Dussehra in 2026? Yes. Dussehra is on Tuesday 20 October 2026, and banks are closed in all major cities. In some cities the holiday extends to 19 and 21 October for Durga Puja.
Are banks closed on 3 October 2026? No. It is the first Saturday of the month, so banks are open. Banks close only on the second and fourth Saturdays.
How many bank holidays are there in October 2026? Between 8 and 10 days, depending on your city, including Sundays and the second and fourth Saturdays.
Can I transfer money on a bank holiday? Yes. UPI, IMPS, NEFT and RTGS work on bank holidays. Cheque clearing and branch services do not.
Sources
- Reserve Bank of India, holiday matrix, 2026: rbi.org.in
- NSE, trading holidays 2026: nseindia.com
This article is for general information and education, not financial, tax or investment advice. Rules and rates change; check official sources or consult a qualified professional before acting. See our disclaimer.