Two funds walk into a table. Only the numbers talk.
SBI Children's Fund - Investment Plan vs ICICI Prudential Children's Fund
Pick two or three funds. We’ll tell you in plain words which grew faster, which was calmer, which costs less and what your money would have become. Figures are for the Direct plan, Growth option, where a fund has one.
- ASBI Children's Fund - Investment Plan
SBI Mutual Fund- Children's Fund
- Direct plan
- Very High Risk
NAV ₹54.63 on 12 Nov 2026
- BICICI Prudential Children's Fund
ICICI Prudential Mutual Fund- Children's Fund
- Direct plan
- Very High Risk
NAV ₹360.79 on 13 Nov 2026
The short version
Who comes out ahead on each measure, over the 5 years all of them have been around.
Grew faster
ASBI Children's Fund - Investment Plan
SBI Children's Fund - Investment Plan returned 17.8% a year over 5 years, against 11.1% for ICICI Prudential Children's Fund. ₹1 lakh invested 5 years ago would be about ₹2.27 Lakh today, against ₹1.69 Lakh.
Smoother ride
ASBI Children's Fund - Investment Plan
SBI Children's Fund - Investment Plan swung the least: about 12.7% a year either way, against 13.5% for ICICI Prudential Children's Fund. Lower means fewer scary days.
Fell less in a crash
No fair winner yet
At its worst, SBI Children's Fund - Investment Plan fell 15.7% from its peak, against 31.1% for ICICI Prudential Children's Fund. On ₹1 lakh, that's a dip to ₹68,896 at the bottom for ICICI Prudential Children's Fund. Could you have held on?
Not a fair fight: we only have data for SBI Children's Fund - Investment Plan (from Oct 2020), so it has not been through the 2020 crash the others fell in.
More consistent
No fair winner yet
Pick any day in the past and hold for a year: SBI Children's Fund - Investment Plan ended up in profit 100% of the time, against 88% for ICICI Prudential Children's Fund.
Not a fair fight: we only have data for SBI Children's Fund - Investment Plan (from Oct 2020), so it has not been through the 2020 crash the others fell in.
Costs less
ASBI Children's Fund - Investment Plan
SBI Children's Fund - Investment Plan charges 1.08% a year, against 2.32% for ICICI Prudential Children's Fund. On ₹1 lakh that's ₹1,080 a year against ₹2,320, taken quietly from the NAV.
What your money would have become
The same amount, put into each fund on the same day.
The dashed line is the ₹10,000 you put in. Above it is profit, below it is loss.
- ASBI Children's Fund - Investment Plan₹22,729 from ₹10,000(17.8% a year)
- BICICI Prudential Children's Fund₹17,013 from ₹10,000(11.2% a year)
A one-time ₹10,000 put in 5 years ago, valued at the latest NAV. This is what happened, not what will.
Strengths and watch-outs
Each fund judged against its own category, and against a 5-year SBI FD at 6.05%.
ASBI Children's Fund - Investment Plan
- Strength: Ahead of its category: 17.8% a year over 5 years, against a category average of 9%
- Strength: In the top quarter of its category over 5 years (#1 of 10)
- Strength: Beat a 5-year SBI FD: 17.8% a year over 5 years, against 6.05%
- Watch out: Money is locked in for 5 years
BICICI Prudential Children's Fund
- Strength: Ahead of its category: 11.1% a year over 5 years, against a category average of 9%
- Strength: In the top quarter of its category over 5 years (#2 of 10)
- Strength: Beat a 5-year SBI FD: 11.1% a year over 5 years, against 6.05%
- Watch out: Swings more than most funds in its category
- Watch out: Fell harder than its category in the worst crash
- Watch out: High cost: 2.32% a year
- Watch out: Money is locked in for 5 years
All the numbers
The stronger figure in each row is marked Best. Under each return is the fund’s rank in its category and the category average.
| Measure | ASBI Children's Fund - Investment Plan | BICICI Prudential Children's Fund |
|---|---|---|
| ReturnsHow much the fund grew. Beyond a year, this is per year (annualised). | ||
| 1 yearLast 12 months, the most noisy figure | 12.5%Best#1 of 12 · avg 1.8% | -1.7%#9 of 12 · avg 1.8% |
| 3 yearsPer year, over a full market mood swing | 22%Best#1 of 10 · avg 10.7% | 12.7%#2 of 10 · avg 10.7% |
| 5 yearsPer year, the fairest single test | 17.8%Best#1 of 10 · avg 9% | 11.1%#2 of 10 · avg 9% |
| 10 yearsPer year, across bull and bear markets | – | 12%#3 of 8 · avg 10.8% |
| RiskHow bumpy the ride was. This is what decides whether you stay invested. | ||
| Ups and downsVolatility: how far it swings in a typical year. Lower is calmer | 12.7%Bestcategory avg 11.6% | 13.5%category avg 11.6% |
| Worst fallThe biggest drop from a peak in 10 years. Lower is better | −15.7%data from 7 Oct 2020 only | −31.1%category avg −24.9% |
| Best 12 monthsIts strongest year | 130.1%data from 7 Oct 2020 only | 62.3% |
| Worst 12 monthsIts weakest year | 0.4%data from 7 Oct 2020 only | -26.2% |
| Odds of a gainShare of all 1-year holding periods that ended in profit | 100%data from 7 Oct 2020 only | 88% |
| Cost and sizeThe fee comes out of your returns every year, whether the fund does well or not. | ||
| Expense ratioYearly fee. Lower keeps more for you | 1.08%Best | 2.32% |
| Fund sizeMoney managed (AUM). Neither better nor worse | ₹7,949 Cr | ₹1,376 Cr |
| Lock-inTime before you can withdraw | 5 years | 5 years |
| What it holdsWhere the money sits. Equity is shares, debt is bonds, cash is waiting to be invested. | ||
| In sharesEquity | 74.1% | 82% |
| In bondsDebt | 0.4% | 12% |
| In cashNot yet invested | 13.4% | 6% |
| HoldingsNumber of investments | 40 | 75 |
“Best” is not a recommendation: a fund that returned more usually took more risk to do it.
Do they own the same shares?
Of every ₹100 you put in, this much would go to the same holdings in both funds. Owning two funds with a high overlap is like buying the same thing twice.
- AandB4.7%across 3 shared holdings
- Mostly different
Their portfolios are largely different, so holding both does add variety.
Top 10 holdings
Marked Both where another fund here holds it too.
ASBI Children's Fund - Investment Plan
- ASM Technologies Ltd5.2%
- Alphabet Inc4.4%
- State Bank of India4.4%
- Kotak Mahindra Bank LtdBoth4.1%
- Thangamayil Jewellery Ltd4%
- Epam Systems Inc3.9%
- Renew Energy Global3.8%
- Sona Blw Precision Forgings Ltd3.7%
- Hatsun Agro Product Ltd3.5%
- Adani Enterprises Ltd3.3%
As on 31 Oct 2026
BICICI Prudential Children's Fund
- HDFC Bank Ltd8.6%
- Axis Bank Ltd7.7%
- Reliance Industries Ltd7.4%
- Atul Ltd4%
- Vedanta Ltd. **3.5%
- Bajaj Holdings & Investment Ltd3.2%
- Kotak Mahindra Bank LtdBoth2.7%
- ITC Ltd2.5%
- Government Securities2%
- Mahindra & Mahindra Ltd1.8%
As on 31 Jul 2026
Which one fits you?
There is no best fund, only a better fit for what you need the money to do.
ASBI Children's Fund - Investment Plan
Might suit you if…
- you want the stronger long-run growth and can sit through sharper falls
- a smoother ride matters more to you than the top return
- you care about keeping costs low, which adds up over decades
- you want the section 80C tax deduction and can leave the money for 5 years
BICICI Prudential Children's Fund
Might suit you if…
- you want the section 80C tax deduction and can leave the money for 5 years