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UTKS0001608: Utkarsh Small Finance Bank, Varachha Surat

UTKS0001608 is the IFSC code of the Varachha Surat branch of Utkarsh Small Finance Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTKS0001608
Bank
Utkarsh Small Finance Bank
Branch
Varachha Surat
MICR code
395762003
Address
Shop No.2 Ground Floor J R Plaza,Varachha Main Road B/S,CNG Pump Shree Jaimahalaxmi,Society Chikuwadi Nana Varachha,Surat Pincode-395006 Gujarat
City
Surat
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTKS0001608 means

  • UTKS: the bank, Utkarsh Small Finance Bank
  • 0: always zero, kept for future use
  • 001608: the Varachha Surat branch

To send money, add the account number, the account holder's name and UTKS0001608 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Utkarsh Small Finance Bank branches in Surat

All Utkarsh Small Finance Bank branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is UTKS0001608?

UTKS0001608 belongs to Utkarsh Small Finance Bank, Varachha Surat branch, Shop No.2 Ground Floor J R Plaza,Varachha Main Road B/S,CNG Pump Shree Jaimahalaxmi,Society Chikuwadi Nana Varachha,Surat Pincode-395006 Gujarat.

What is the MICR code of Utkarsh Small Finance Bank, Varachha Surat?

The MICR code is 395762003. It is printed at the bottom of cheques from this branch.

Can I use UTKS0001608 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.