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Utkarsh Small Finance Bank IFSC codes

Utkarsh Small Finance Bank has 1,118 branches in RBI's IFSC list, in 468 cities and towns across 27 states and union territories; the most are in Bihar. Every Utkarsh Small Finance Bank IFSC code starts with UTKS0. Choose a state to find your branch.

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Where Utkarsh Small Finance Bank has branches

Bihar (283, 25%), Uttar Pradesh (231, 21%), Odisha (104, 9.3%), Jharkhand (99, 8.9%), Maharashtra (87, 7.8%) have the most branches. The city with the most branches is Patna, Bihar, with 18.

What its branches are set up for

  • NEFT: 1,118 of 1,118 branches (all)
  • RTGS, for ₹2 lakh or more: 1,118 branches (all)
  • IMPS: 1,118 branches (all)
  • MICR code, used for cheque clearing: 1,103 branches (99%)
  • SWIFT code, for money from abroad: none of its branches has one listed. Ask the bank which branch handles foreign remittances.

Counted from the 1,118 Utkarsh Small Finance Bank branches in RBI's list, as of 3 November 2026.

Frequently asked questions

How do I find the IFSC code of my Utkarsh Small Finance Bank branch?

Choose your state and city below, or search by branch name. The IFSC is also printed on your Utkarsh Small Finance Bank cheque book and passbook.

Sources

Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.