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UTKS0001540: Utkarsh Small Finance Bank, Surat

UTKS0001540 is the IFSC code of the Surat branch of Utkarsh Small Finance Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTKS0001540
Branch
Surat
MICR code
395762002
Address
Ground Floor,Shop No.2,Sundaram Space,Sagrampura,Hanumansheri Ring Road,Surat-395008,Gujarat
City
Surat
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTKS0001540 means

  • UTKS: the bank, Utkarsh Small Finance Bank
  • 0: always zero, kept for future use
  • 001540: the Surat branch

To send money, add the account number, the account holder's name and UTKS0001540 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Utkarsh Small Finance Bank branches in Surat

All Utkarsh Small Finance Bank branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is UTKS0001540?

UTKS0001540 belongs to Utkarsh Small Finance Bank, Surat branch, Ground Floor,Shop No.2,Sundaram Space,Sagrampura,Hanumansheri Ring Road,Surat-395008,Gujarat.

What is the MICR code of Utkarsh Small Finance Bank, Surat?

The MICR code is 395762002. It is printed at the bottom of cheques from this branch.

Can I use UTKS0001540 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.