IOBA0003890 IFSC Code – Indian Overseas Bank, Channi Himmat

IOBA0003890: Indian Overseas Bank, Channi Himmat

IOBA0003890 is the IFSC code of the Channi Himmat branch of Indian Overseas Bank in Jammu, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0003890
Bank: Indian Overseas Bank
Branch: Channi Himmat
MICR code: 180020004
Address: Shastri Niwas, Sector 2 Hno -95 PVT, Ward No 51, Channi Himmat, Jammu, Jammu and Kashmir 180015
City: Jammu
State: Jammu and Kashmir
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003890 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
003890: the Channi Himmat branch

To send money, add the account number, the account holder's name and IOBA0003890 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Jammu

All Indian Overseas Bank branches in Jammu

Other banks in Jammu

Frequently asked questions

Which bank and branch is IOBA0003890?

IOBA0003890 belongs to Indian Overseas Bank, Channi Himmat branch, Shastri Niwas, Sector 2 Hno -95 PVT, Ward No 51, Channi Himmat, Jammu, Jammu and Kashmir 180015.

What is the MICR code of Indian Overseas Bank, Channi Himmat?

The MICR code is 180020004. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003890 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.