IOBA0001431 IFSC Code – Indian Overseas Bank, Jammu

IOBA0001431: Indian Overseas Bank, Jammu

IOBA0001431 is the IFSC code of the Jammu branch of Indian Overseas Bank in Jammu, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0001431
Bank: Indian Overseas Bank
Branch: Jammu
MICR code: 180020002
Address: 37 A,B by 8, Gandhinagar Extension,Old Railway Road,Jammu, PIN 181004
City: Jammu
State: Jammu and Kashmir
Phone: +911912450276
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001431 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
001431: the Jammu branch

To send money, add the account number, the account holder's name and IOBA0001431 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Jammu

All Indian Overseas Bank branches in Jammu

Other banks in Jammu

Frequently asked questions

Which bank and branch is IOBA0001431?

IOBA0001431 belongs to Indian Overseas Bank, Jammu branch, 37 A,B by 8, Gandhinagar Extension,Old Railway Road,Jammu, PIN 181004.

What is the MICR code of Indian Overseas Bank, Jammu?

The MICR code is 180020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001431 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.