- IFSC code
- IOBA0002981
- Branch
- Smesaharanpurdelhi Road
- MICR code
- 247020007
- Address
- A8,Avas Vikas,Delhi Road,Saharanpur247001,Uttar Pradesh
- City
- Saharanpur
- State
- Uttar Pradesh
- Phone
- +914428584896
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0002981 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 002981: the Smesaharanpurdelhi Road branch
To send money, add the account number, the account holder's name and IOBA0002981 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Saharanpur
- BandukheriIOBA0003083
- Chaura KhurdIOBA0003243
- DeobandIOBA0003906
- UmahikalanIOBA0001208
- Sadak DudhaliIOBA0001145
- DevlaIOBA0001126
- Chakrota RoadIOBA0001063
- JandheraIOBA0000685
- GangohIOBA0000594
- SaharanpurIOBA0000434
All Indian Overseas Bank branches in Saharanpur
Other banks in Saharanpur
- Punjab National Bank
- State Bank of India
- Union Bank of India
- Bank of Baroda
- HDFC Bank
- Canara Bank
- Punjab & Sind Bank
- Shivalik Small Finance Bank
Frequently asked questions
Which bank and branch is IOBA0002981?
IOBA0002981 belongs to Indian Overseas Bank, Smesaharanpurdelhi Road branch, A8,Avas Vikas,Delhi Road,Saharanpur247001,Uttar Pradesh.
What is the MICR code of Indian Overseas Bank, Smesaharanpurdelhi Road?
The MICR code is 247020007. It is printed at the bottom of cheques from this branch.
Can I use IOBA0002981 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.