- IFSC code
- IOBA0001208
- Branch
- Umahikalan
- MICR code
- 247020051
- Address
- Via Rampur Manharan Umahikalan PIN 247451
- City
- Saharanpur (district Umahikalan)
- State
- Uttar Pradesh
- Phone
- 257298
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0001208 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 001208: the Umahikalan branch
To send money, add the account number, the account holder's name and IOBA0001208 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Saharanpur
- Sadak DudhaliIOBA0001145
- DevlaIOBA0001126
- Chakrota RoadIOBA0001063
- JandheraIOBA0000685
- GangohIOBA0000594
- SaharanpurIOBA0000434
- Smesaharanpurdelhi RoadIOBA0002981
- BandukheriIOBA0003083
- Chaura KhurdIOBA0003243
- DeobandIOBA0003906
All Indian Overseas Bank branches in Saharanpur
Other banks in Saharanpur
- Punjab National Bank
- State Bank of India
- Union Bank of India
- Bank of Baroda
- HDFC Bank
- Canara Bank
- Punjab & Sind Bank
- Shivalik Small Finance Bank
Frequently asked questions
Which bank and branch is IOBA0001208?
IOBA0001208 belongs to Indian Overseas Bank, Umahikalan branch, Via Rampur Manharan Umahikalan PIN 247451.
What is the MICR code of Indian Overseas Bank, Umahikalan?
The MICR code is 247020051. It is printed at the bottom of cheques from this branch.
Can I use IOBA0001208 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.