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IOBA0000685: Indian Overseas Bank, Jandhera

IOBA0000685 is the IFSC code of the Jandhera branch of Indian Overseas Bank in Saharanpur, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000685
Branch
Jandhera
MICR code
247020005
Address
Jandherasamaspur Devband Tehsil,Jandhera Jandherasamaspur PIN 247451
City
Saharanpur (district Jandhera-Shamuspur)
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000685 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000685: the Jandhera branch

To send money, add the account number, the account holder's name and IOBA0000685 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Saharanpur

All Indian Overseas Bank branches in Saharanpur

Other banks in Saharanpur

Frequently asked questions

Which bank and branch is IOBA0000685?

IOBA0000685 belongs to Indian Overseas Bank, Jandhera branch, Jandherasamaspur Devband Tehsil,Jandhera Jandherasamaspur PIN 247451.

What is the MICR code of Indian Overseas Bank, Jandhera?

The MICR code is 247020005. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000685 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.