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IOBA0002654: Indian Overseas Bank, Kalghatgi

IOBA0002654 is the IFSC code of the Kalghatgi branch of Indian Overseas Bank in Dharwad, Karnataka. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002654
Branch
Kalghatgi
MICR code
580020504
Address
Kadlaskar Building Main Road Kalghatagi 581204
City
Dharwad (district Kalghatgi)
State
Karnataka
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002654 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002654: the Kalghatgi branch

To send money, add the account number, the account holder's name and IOBA0002654 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Dharwad

All Indian Overseas Bank branches in Dharwad

Other banks in Dharwad

Frequently asked questions

Which bank and branch is IOBA0002654?

IOBA0002654 belongs to Indian Overseas Bank, Kalghatgi branch, Kadlaskar Building Main Road Kalghatagi 581204.

What is the MICR code of Indian Overseas Bank, Kalghatgi?

The MICR code is 580020504. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002654 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.