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IOBA0001053: Indian Overseas Bank, Dharwad

IOBA0001053 is the IFSC code of the Dharwad branch of Indian Overseas Bank in Dharwad, Karnataka. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001053
Branch
Dharwad
MICR code
580020302
Address
1 Floor DR Mishra Buildings Karnataka University Road Sapthapura Dharwad PIN 580001
City
Dharwad (district Hubli-Dharwad)
State
Karnataka
Phone
2770379
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001053 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001053: the Dharwad branch

To send money, add the account number, the account holder's name and IOBA0001053 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Dharwad

All Indian Overseas Bank branches in Dharwad

Other banks in Dharwad

Frequently asked questions

Which bank and branch is IOBA0001053?

IOBA0001053 belongs to Indian Overseas Bank, Dharwad branch, 1 Floor DR Mishra Buildings Karnataka University Road Sapthapura Dharwad PIN 580001.

What is the MICR code of Indian Overseas Bank, Dharwad?

The MICR code is 580020302. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001053 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.