- IFSC code
- IOBA0000308
- Branch
- Garag
- MICR code
- 580020502
- Address
- Mathru Chaya Main Road Garag, PIN 581105
- City
- Dharwad (district Garag)
- State
- Karnataka
- Phone
- 2787822
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000308 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000308: the Garag branch
To send money, add the account number, the account holder's name and IOBA0000308 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Dharwad
- HubliIOBA0000126
- TumarikoppaIOBA0000877
- DharwadIOBA0001053
- Dharwadjubilee CircleIOBA0001771
- MummigattiIOBA0002652
- KalghatgiIOBA0002654
- NavanagarIOBA0003577
All Indian Overseas Bank branches in Dharwad
Other banks in Dharwad
- Karnataka Gramin Bank
- Canara Bank
- State Bank of India
- Union Bank of India
- Bank of Baroda
- Axis Bank
- Karnataka Bank
- SVC Co-operative Bank
Frequently asked questions
Which bank and branch is IOBA0000308?
IOBA0000308 belongs to Indian Overseas Bank, Garag branch, Mathru Chaya Main Road Garag, PIN 581105.
What is the MICR code of Indian Overseas Bank, Garag?
The MICR code is 580020502. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000308 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.