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IOBA0001870: Indian Overseas Bank, N H Bye Pass Palarivattom

IOBA0001870 is the IFSC code of the N H Bye Pass Palarivattom branch of Indian Overseas Bank in Ernakulam, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001870
Branch
N H Bye Pass Palarivattom
MICR code
682020012
Address
CC 32 by 1579 First Floor, Opp Emc Hospital, Bye Pass, Palarivattom, Cochin 682025
City
Ernakulam (district Kochi)
State
Kerala
Phone
2344533
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001870 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001870: the N H Bye Pass Palarivattom branch

To send money, add the account number, the account holder's name and IOBA0001870 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ernakulam

All Indian Overseas Bank branches in Ernakulam

Other banks in Ernakulam

Frequently asked questions

Which bank and branch is IOBA0001870?

IOBA0001870 belongs to Indian Overseas Bank, N H Bye Pass Palarivattom branch, CC 32 by 1579 First Floor, Opp Emc Hospital, Bye Pass, Palarivattom, Cochin 682025.

What is the MICR code of Indian Overseas Bank, N H Bye Pass Palarivattom?

The MICR code is 682020012. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001870 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.