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IOBA0001012: Indian Overseas Bank, Poonachi

IOBA0001012 is the IFSC code of the Poonachi branch of Indian Overseas Bank in Erode, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001012
Branch
Poonachi
MICR code
638020504
Address
1 by 85 Attavanaipudur Poonachi,Mukasi Pudur PO Poonachi PIN 638314
City
Erode (district Poonachi)
State
Tamil Nadu
Phone
257730
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001012 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001012: the Poonachi branch

To send money, add the account number, the account holder's name and IOBA0001012 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Erode

All Indian Overseas Bank branches in Erode

Other banks in Erode

Frequently asked questions

Which bank and branch is IOBA0001012?

IOBA0001012 belongs to Indian Overseas Bank, Poonachi branch, 1 by 85 Attavanaipudur Poonachi,Mukasi Pudur PO Poonachi PIN 638314.

What is the MICR code of Indian Overseas Bank, Poonachi?

The MICR code is 638020504. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001012 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.