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IOBA0000903: Indian Overseas Bank, Karumandichellipalayam

IOBA0000903 is the IFSC code of the Karumandichellipalayam branch of Indian Overseas Bank in Erode, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000903
Branch
Karumandichellipalayam
MICR code
638020006
Address
11, Bhavani Road, Karumandichellipalayam, Perundurai PIN 638052
City
Erode (district Perundurai)
State
Tamil Nadu
Phone
220573
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000903 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000903: the Karumandichellipalayam branch

To send money, add the account number, the account holder's name and IOBA0000903 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Erode

All Indian Overseas Bank branches in Erode

Other banks in Erode

Frequently asked questions

Which bank and branch is IOBA0000903?

IOBA0000903 belongs to Indian Overseas Bank, Karumandichellipalayam branch, 11, Bhavani Road, Karumandichellipalayam, Perundurai PIN 638052.

What is the MICR code of Indian Overseas Bank, Karumandichellipalayam?

The MICR code is 638020006. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000903 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.