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IOBA0000765: Indian Overseas Bank, Navaikulam

IOBA0000765 is the IFSC code of the Navaikulam branch of Indian Overseas Bank in Thiruvananthapuram, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000765
Branch
Navaikulam
MICR code
695020808
Address
1 by 280 Thulasi Nivas Navaikulam PIN 695603
City
Thiruvananthapuram (district Navaikulam)
State
Kerala
Phone
2692095
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000765 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000765: the Navaikulam branch

To send money, add the account number, the account holder's name and IOBA0000765 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Thiruvananthapuram

All Indian Overseas Bank branches in Thiruvananthapuram

Other banks in Thiruvananthapuram

Frequently asked questions

Which bank and branch is IOBA0000765?

IOBA0000765 belongs to Indian Overseas Bank, Navaikulam branch, 1 by 280 Thulasi Nivas Navaikulam PIN 695603.

What is the MICR code of Indian Overseas Bank, Navaikulam?

The MICR code is 695020808. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000765 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.