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IOBA0000321: Indian Overseas Bank, Varkala

IOBA0000321 is the IFSC code of the Varkala branch of Indian Overseas Bank in Thiruvananthapuram, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000321
Branch
Varkala
MICR code
695020252
Address
386 by 1, Maidanam, Varkala - 695141
City
Thiruvananthapuram (district Varkala)
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000321 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000321: the Varkala branch

To send money, add the account number, the account holder's name and IOBA0000321 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Thiruvananthapuram

All Indian Overseas Bank branches in Thiruvananthapuram

Other banks in Thiruvananthapuram

Frequently asked questions

Which bank and branch is IOBA0000321?

IOBA0000321 belongs to Indian Overseas Bank, Varkala branch, 386 by 1, Maidanam, Varkala - 695141.

What is the MICR code of Indian Overseas Bank, Varkala?

The MICR code is 695020252. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000321 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.