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IOBA0000639: Indian Overseas Bank, Bhopal

IOBA0000639 is the IFSC code of the Bhopal branch of Indian Overseas Bank in Bhopal, Madhya Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000639
Branch
Bhopal
MICR code
462020002
Address
12, Hamidia Road,Near Sangam Talkies, Bhopal PIN 462001
City
Bhopal
State
Madhya Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000639 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000639: the Bhopal branch

To send money, add the account number, the account holder's name and IOBA0000639 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Bhopal

All Indian Overseas Bank branches in Bhopal

Other banks in Bhopal

Frequently asked questions

Which bank and branch is IOBA0000639?

IOBA0000639 belongs to Indian Overseas Bank, Bhopal branch, 12, Hamidia Road,Near Sangam Talkies, Bhopal PIN 462001.

What is the MICR code of Indian Overseas Bank, Bhopal?

The MICR code is 462020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000639 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.