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IOBA0003728: Indian Overseas Bank, Area Colony

IOBA0003728 is the IFSC code of the Area Colony branch of Indian Overseas Bank in Bhopal, Madhya Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003728
Branch
Area Colony
Address
Plot No R4 E6 Area Colony Near Sai Baba Road Bhopal MP 462016
City
Bhopal
State
Madhya Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003728 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003728: the Area Colony branch

To send money, add the account number, the account holder's name and IOBA0003728 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Bhopal

All Indian Overseas Bank branches in Bhopal

Other banks in Bhopal

Frequently asked questions

Which bank and branch is IOBA0003728?

IOBA0003728 belongs to Indian Overseas Bank, Area Colony branch, Plot No R4 E6 Area Colony Near Sai Baba Road Bhopal MP 462016.

Can I use IOBA0003728 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.