- IFSC code
- ESMF0001860
- Branch
- Kunissery
- Address
- Ground Floor, Deepa Arcade,Kunnisery Junction,Opposite Main Raod,Palakkad-678681
- City
- Palakkad
- State
- Kerala
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001860 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001860: the Kunissery branch
To send money, add the account number, the account holder's name and ESMF0001860 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Palakkad
- SholayurESMF0001861
- MathurESMF0001925
- AnakkattyESMF0001705
- KalkandyESMF0001704
- VadavannurESMF0001651
- KanjikodeESMF0001650
- KanjiramESMF0001649
- KuthannurESMF0001635
- KulavanmukkuESMF0001634
- MelarcodeESMF0001632
- AgaliESMF0001631
- VallapuzhaESMF0001630
All ESAF Small Finance Bank branches in Palakkad
Other banks in Palakkad
- State Bank of India
- Canara Bank
- Kerala State Co-operative Bank
- South Indian Bank
- Federal Bank
- Union Bank of India
- Kerala Gramin Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001860?
ESMF0001860 belongs to ESAF Small Finance Bank, Kunissery branch, Ground Floor, Deepa Arcade,Kunnisery Junction,Opposite Main Raod,Palakkad-678681.
Can I use ESMF0001860 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.