- IFSC code
- ESMF0001860
- Branch
- Kunissery
- Address
- Ground Floor, Deepa Arcade,Kunnisery Junction,Opposite Main Raod,Palakkad-678681
- City
- Palakkad
- State
- Kerala
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001860 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001860: the Kunissery branch
To send money, add the account number, the account holder's name and ESMF0001860 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Palakkad
- SholayurESMF0001861
- MathurESMF0001925
- AnakkattyESMF0001705
- KalkandyESMF0001704
- VadavannurESMF0001651
- KanjikodeESMF0001650
- KanjiramESMF0001649
- KuthannurESMF0001635
- KulavanmukkuESMF0001634
- MelarcodeESMF0001632
- AgaliESMF0001631
- VallapuzhaESMF0001630
All ESAF Small Finance Bank branches in Palakkad
Other banks in Palakkad
- State Bank of India
- Canara Bank
- Kerala State Co-operative Bank
- South Indian Bank
- Federal Bank
- Union Bank of India
- Kerala Gramin Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001860?
ESMF0001860 belongs to ESAF Small Finance Bank, Kunissery branch, Ground Floor, Deepa Arcade,Kunnisery Junction,Opposite Main Raod,Palakkad-678681.
Can I use ESMF0001860 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.