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ESMF0001623: ESAF Small Finance Bank, Kalikavu

ESMF0001623 is the IFSC code of the Kalikavu branch of ESAF Small Finance Bank in Malappuram, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001623
Branch
Kalikavu
MICR code
676760010
Address
No 7 467 F, Fathima Bazar, Kalikavu P O, Malappuram Kerala 676525
City
Malappuram (district Kalikavu)
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001623 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001623: the Kalikavu branch

To send money, add the account number, the account holder's name and ESMF0001623 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other ESAF Small Finance Bank branches in Malappuram

All ESAF Small Finance Bank branches in Malappuram

Other banks in Malappuram

Frequently asked questions

Which bank and branch is ESMF0001623?

ESMF0001623 belongs to ESAF Small Finance Bank, Kalikavu branch, No 7 467 F, Fathima Bazar, Kalikavu P O, Malappuram Kerala 676525.

What is the MICR code of ESAF Small Finance Bank, Kalikavu?

The MICR code is 676760010. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001623 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.