- IFSC code
- ESMF0001602
- Branch
- Kizhakkencheri
- MICR code
- 678760053
- Address
- No 21 860 861 Near, Vsa Auditorium, Kundukad, Kizhakkenchery P O, Palakkad, Kerala 678684
- City
- Palakkad (district Kizhakkencheri)
- State
- Kerala
- Phone
- +918589913533
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001602 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001602: the Kizhakkencheri branch
To send money, add the account number, the account holder's name and ESMF0001602 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Palakkad
- OngallurESMF0001608
- PuthuppariyaramESMF0001609
- ChalavaraESMF0001610
- KoppamESMF0001591
- KadampazhipuramESMF0001615
- ThenkaraESMF0001617
- EruthempathyESMF0001584
- Kalladikode Karimba II VillageESMF0001583
- ThrithalaESMF0001581
- VaniyamparaESMF0001625
- ThenkurissiESMF0001626
- ThachamparaESMF0001577
All ESAF Small Finance Bank branches in Palakkad
Other banks in Palakkad
- State Bank of India
- Canara Bank
- Kerala State Co-operative Bank
- South Indian Bank
- Federal Bank
- Union Bank of India
- Kerala Gramin Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001602?
ESMF0001602 belongs to ESAF Small Finance Bank, Kizhakkencheri branch, No 21 860 861 Near, Vsa Auditorium, Kundukad, Kizhakkenchery P O, Palakkad, Kerala 678684.
What is the MICR code of ESAF Small Finance Bank, Kizhakkencheri?
The MICR code is 678760053. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001602 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.