- IFSC code
- ESMF0001408
- Branch
- Njarackal
- MICR code
- 682760010
- Address
- 1st Floor Dcosta Building,Puthuvype,Njarackal,682508
- City
- Ernakulam (district Njarackal)
- State
- Kerala
- Phone
- +918589972780
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001408 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001408: the Njarackal branch
To send money, add the account number, the account holder's name and ESMF0001408 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Ernakulam
- PiravomESMF0001224
- AluvaESMF0001209
- AngamalyESMF0001205
- ElamkulamESMF0001183
- PalarivattomESMF0001181
- KoothattukulamESMF0001162
- ThripunithuraESMF0001153
- ThevaraESMF0001670
- North ParavoorESMF0001129
- KothamangalamESMF0001126
- MaraduESMF0001124
- KolencheryESMF0001119
All ESAF Small Finance Bank branches in Ernakulam
Other banks in Ernakulam
- State Bank of India
- Federal Bank
- Union Bank of India
- Canara Bank
- South Indian Bank
- HDFC Bank
- Kerala State Co-operative Bank
- Catholic Syrian Bank
Frequently asked questions
Which bank and branch is ESMF0001408?
ESMF0001408 belongs to ESAF Small Finance Bank, Njarackal branch, 1st Floor Dcosta Building,Puthuvype,Njarackal,682508.
What is the MICR code of ESAF Small Finance Bank, Njarackal?
The MICR code is 682760010. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001408 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.