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ESMF0001136: ESAF Small Finance Bank, Kuzhalmannam

ESMF0001136 is the IFSC code of the Kuzhalmannam branch of ESAF Small Finance Bank in Palakkad, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001136
Branch
Kuzhalmannam
MICR code
678760203
Address
No XV 381 Ground Floor,Kannanur Junction,Kannadi
City
Palakkad
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001136 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001136: the Kuzhalmannam branch

To send money, add the account number, the account holder's name and ESMF0001136 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other ESAF Small Finance Bank branches in Palakkad

All ESAF Small Finance Bank branches in Palakkad

Other banks in Palakkad

Frequently asked questions

Which bank and branch is ESMF0001136?

ESMF0001136 belongs to ESAF Small Finance Bank, Kuzhalmannam branch, No XV 381 Ground Floor,Kannanur Junction,Kannadi.

What is the MICR code of ESAF Small Finance Bank, Kuzhalmannam?

The MICR code is 678760203. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001136 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.