Days banks are closed in West Bengal in January 2026
| Date | Day | Why banks are closed |
|---|---|---|
| 1 Jan | Thursday | New Year’s Day / Gaan-Ngai |
| 4 Jan | Sunday | Sunday |
| 10 Jan | Saturday | Second Saturday |
| 11 Jan | Sunday | Sunday |
| 12 Jan | Monday | Birth Day of Swami Vivekananda |
| 18 Jan | Sunday | Sunday |
| 23 Jan | Friday | Birthday of Netaji Subhas Chandra Bose / Saraswati Puja (Shree Panchami) / Vir Surendrasai Jayanti / Basanta Panchami |
| 24 Jan | Saturday | Fourth Saturday |
| 25 Jan | Sunday | Sunday |
| 26 Jan | Monday | Republic Day |
Highlighted rows are holidays on RBI's list; holiday names are as RBI publishes them.
Working days and long weekends
Banks in West Bengal are open on 21 days in January 2026. Plan around these stretches of three or more closed days in a row:
- 10 Jan to 12 Jan (3 days): Birth Day of Swami Vivekananda
- 23 Jan to 26 Jan (4 days): Birthday of Netaji Subhas Chandra Bose / Saraswati Puja (Shree Panchami) / Vir Surendrasai Jayanti / Basanta Panchami, Republic Day
Cheques deposited just before a closed day clear on the next working day. EMIs and SIPs due on a closed day are usually debited on the next working day. UPI, NEFT, RTGS, IMPS, ATMs and net banking work every day.
See every holiday of the year in the West Bengal bank holidays 2026 list, or all states in bank holidays in January 2026.
Frequently asked questions
How many days are banks closed in West Bengal in January 2026?
10 days: 1 Jan, 4 Jan, 10 Jan, 11 Jan, 12 Jan, 18 Jan, 23 Jan, 24 Jan, 25 Jan, 26 Jan. 4 are holidays on RBI's list; the rest are Sundays and bank Saturdays.
Is 1 January 2026 a bank holiday in West Bengal?
Yes: banks are closed for New Year’s Day / Gaan-Ngai on Thursday, 1 January 2026.
Which Saturdays are banks closed in January 2026?
The second and fourth Saturdays: 10 Jan and 24 Jan. Banks are open on the other Saturdays unless a holiday falls on them.
Do UPI, NEFT and RTGS work on bank holidays?
Yes. UPI, IMPS, NEFT and RTGS run 24×7, including on bank holidays, Sundays and bank Saturdays, as do ATMs and net banking. Cheque clearing and branch services wait for the next working day.
Sources
Last checked on 19 September 2026. Holidays can be added or moved at short notice, for example for elections; confirm with your branch before an important visit.