Days banks are closed in Tamil Nadu in January 2026
| Date | Day | Why banks are closed |
|---|---|---|
| 1 Jan | Thursday | New Year’s Day / Gaan-Ngai |
| 4 Jan | Sunday | Sunday |
| 10 Jan | Saturday | Second Saturday |
| 11 Jan | Sunday | Sunday |
| 15 Jan | Thursday | Uttarayana Punyakala / Pongal / Maghe Sankranti / Makara Sankranti / Election to Municipal Corporations in Maharashtra |
| 16 Jan | Friday | Thiruvalluvar Day / Kanuma |
| 17 Jan | Saturday | Uzhavar Thirunal |
| 18 Jan | Sunday | Sunday |
| 24 Jan | Saturday | Fourth Saturday |
| 25 Jan | Sunday | Sunday |
| 26 Jan | Monday | Republic Day |
Highlighted rows are holidays on RBI's list; holiday names are as RBI publishes them.
Working days and long weekends
Banks in Tamil Nadu are open on 20 days in January 2026. Plan around these stretches of three or more closed days in a row:
- 15 Jan to 18 Jan (4 days): Uttarayana Punyakala / Pongal / Maghe Sankranti / Makara Sankranti / Election to Municipal Corporations in Maharashtra, Thiruvalluvar Day / Kanuma, Uzhavar Thirunal
- 24 Jan to 26 Jan (3 days): Republic Day
Cheques deposited just before a closed day clear on the next working day. EMIs and SIPs due on a closed day are usually debited on the next working day. UPI, NEFT, RTGS, IMPS, ATMs and net banking work every day.
See every holiday of the year in the Tamil Nadu bank holidays 2026 list, or all states in bank holidays in January 2026.
Frequently asked questions
How many days are banks closed in Tamil Nadu in January 2026?
11 days: 1 Jan, 4 Jan, 10 Jan, 11 Jan, 15 Jan, 16 Jan, 17 Jan, 18 Jan, 24 Jan, 25 Jan, 26 Jan. 5 are holidays on RBI's list; the rest are Sundays and bank Saturdays.
Is 1 January 2026 a bank holiday in Tamil Nadu?
Yes: banks are closed for New Year’s Day / Gaan-Ngai on Thursday, 1 January 2026.
Which Saturdays are banks closed in January 2026?
The second and fourth Saturdays: 10 Jan and 24 Jan. Banks are open on the other Saturdays unless a holiday falls on them.
Do UPI, NEFT and RTGS work on bank holidays?
Yes. UPI, IMPS, NEFT and RTGS run 24×7, including on bank holidays, Sundays and bank Saturdays, as do ATMs and net banking. Cheque clearing and branch services wait for the next working day.
Sources
Last checked on 19 September 2026. Holidays can be added or moved at short notice, for example for elections; confirm with your branch before an important visit.