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Unifi Mutual Fund

Unifi Liquid Fund

Unifi Mutual Fund · Direct plan · Growth

1-year returns
5.9%
NAV
₹1,076.52
▲ 0.03% · 20 Sept 2026
Fund size
₹52 Cr
Expense ratio
0.09%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹1,075.63 and has returned 5.81% over a year.

Returns, and where it stands

Against the average liquid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year5.9%6.4%behind36 of 36
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.4%0.4%
3 months1.3%1.3%
6 months3%2.9%
1 year5.9%5.8%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jun 2025.

Plan

NAV history

▲ 5.88% in the last 1Y

1,0181,0471,07620 Sept 202521 Mar 202620 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹60,000
Gain
₹1,868
XIRR (per year)
5.79%
Value today
₹61,868

12 monthly instalments from 20 Sept 2025, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.1% a year
about the same as the liquid fund average
Years that made money
100%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
11 Jun 2025
Expense ratio
0.09%
as of 31 Aug 2026

Managed by Saravanan V N, Karthik Srinivas

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Unifi Liquid Fund against other funds in the Liquid Fund category
Fund1Y3Y5YExpenseFund size
Aditya Birla Sun Life Liquid Fund6.57%7.02%6.42%0.18%₹69,830 Cr
Edelweiss Liquid Fund6.54%7.01%6.4%0.1%₹13,272 Cr
Axis Liquid Fund6.58%7.01%6.41%0.12%₹56,438 Cr
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)6.57%7%0.12%₹9,094 Cr
Franklin India Liquid Fund6.54%7%6.37%0.14%₹6,082 Cr
DSP Liquid Fund6.54%6.99%6.38%0.12%₹27,920 Cr
Unifi Liquid Fund5.88%0.09%₹52 Cr

About Unifi Liquid Fund

Unifi Liquid Fund is a liquid fund managed by Unifi Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

To invest in money market and debt instruments with maturities of up to 91 days with an objective to provide a high level of liquidity and reasonable returns. However, there is no assurance that the investment objective of the scheme will be achieved. The scheme does not guarantee or assure any returns.

The scheme's stated objective, as published by Unifi Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹1,076.5224153570
RegularGROWTH₹1,075.6342153571

Frequently asked questions

What is the NAV of Unifi Liquid Fund today?

The NAV of Unifi Liquid Fund (Direct plan, Growth) is ₹1,076.5224 and the Regular plan NAV is ₹1,075.6342, as of 20 Sept 2026.

What returns has Unifi Liquid Fund given?

Over the last year the Direct plan returned 5.88%. Past returns do not guarantee future returns.

What is the expense ratio of Unifi Liquid Fund?

The Direct plan charges 0.09% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Unifi Liquid Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.

Which category does Unifi Liquid Fund belong to?

It is a Liquid Fund from Unifi Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Unifi Liquid Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.