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Axis Mutual Fund

Axis Liquid Fund

Axis Mutual Fund · Direct plan · Growth

3-year returns
7%
a year
NAV
₹3,165.67
▲ 0.03% · 20 Sept 2026
Fund size
₹56,438 Cr
Expense ratio
0.12%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹3,135.15 and has returned 6.92% a year over 3 years.

Returns, and where it stands

Against the average liquid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.6%6.4%ahead1 of 36
3 years7%6.9%ahead3 of 33
5 years6.4%6.3%ahead2 of 31
10 years6.2%6.1%ahead6 of 26
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.5%0.5%
3 months1.6%1.6%
6 months3.5%3.5%
1 year6.6%6.5%
2 yearsp.a.6.8%6.7%
3 yearsp.a.7%6.9%
5 yearsp.a.6.4%6.3%
7 yearsp.a.5.8%5.7%
10 yearsp.a.6.2%6.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 6.58% in the last 1Y

2,9733,0683,16320 Sept 202521 Mar 202620 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹19,526
XIRR (per year)
6.82%
Value today
₹1,99,526

36 monthly instalments from 24 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.1% a year
about the same as the liquid fund average
Worst fall so far
−0.2%
Mar 2020 to Mar 2020, against −0.2% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
4.1% to 7.2%
A year, at worst and at best. Typically 5.9%.

Fund details

Minimum lumpsum
₹100
Minimum top-up
₹100
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.12%
as of 31 Jul 2026

Managed by Devang Shah, Aditya Pagaria, Sachin Jain

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Axis Liquid Fund against other funds in the Liquid Fund category
Fund1Y3Y5YExpenseFund size
Aditya Birla Sun Life Liquid Fund6.57%7.02%6.42%0.18%₹69,830 Cr
Edelweiss Liquid Fund6.54%7.01%6.4%0.1%₹13,272 Cr
Axis Liquid Fund6.58%7.01%6.41%0.12%₹56,438 Cr
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)6.57%7%0.12%₹9,094 Cr
Franklin India Liquid Fund6.54%7%6.37%0.14%₹6,082 Cr
DSP Liquid Fund6.54%6.99%6.38%0.12%₹27,920 Cr
Nippon India Liquid Fund6.55%6.99%6.38%0.2%₹43,125 Cr

About Axis Liquid Fund

Axis Liquid Fund is a liquid fund managed by Axis Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

The scheme's stated objective, as published by Axis Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹3,165.673120389
DirectDaily IDCW Option₹1,000.956120388
DirectMonthly IDCW Option₹1,005.207120391
DirectWeekly IDCW Option₹1,002.8548120390
RegularGrowth Option₹3,135.1528112210
RegularDaily IDCW Option₹1,001.3998112211
RegularMonthly IDCW Option₹1,005.7312112213
RegularWeekly IDCW Option₹1,002.8416112212
Growth Option₹2,853.5661112713
Daily IDCW Option₹1,000.9559112712
Monthly IDCW Option₹1,004.7511112714
Weekly IDCW Option₹1,001.5686112715

Frequently asked questions

What is the NAV of Axis Liquid Fund today?

The NAV of Axis Liquid Fund (Direct plan, Growth) is ₹3,165.673 and the Regular plan NAV is ₹3,135.1528, as of 20 Sept 2026.

What returns has Axis Liquid Fund given?

Over the last year the Direct plan returned 6.58%, and 7.01% a year over 3 years and 6.41% a year over 5 years. That places it 3 of 33 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Axis Liquid Fund?

The Direct plan charges 0.12% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Axis Liquid Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.

How much has Axis Liquid Fund fallen in the past?

Its deepest fall was 0.2% from 17 Mar 2020 to 24 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Axis Liquid Fund belong to?

It is a Liquid Fund from Axis Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Axis Liquid Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.