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Sundaram Mutual Fund

Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)

Sundaram Mutual Fund · Direct plan · Growth

  • Debt
  • Short Duration Fund
  • Low to Moderate Risk
  • Rank 11 of 22 over 3 years
3-year returns
7.3%
a year
NAV
₹51.57
▼ 0.06% · 13 Nov 2026
Fund size
₹176 Cr
Expense ratio
0.28%
a year
Minimum SIP
₹250

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹47.32 and has returned 6.74% a year over 3 years.

Returns, and where it stands

Against the average short duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year4.9%4.7%ahead6 of 22
3 years7.3%7.3%ahead11 of 22
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.4%0.4%
3 months0.6%0.5%
6 months2.9%2.6%
1 year4.9%4.4%
2 yearsp.a.6.6%6.1%
3 yearsp.a.7.3%6.7%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jan 2022.

Plan

NAV history

▲ 4.9% in the last 1Y

49.250.451.613 Nov 202518 May 202613 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹18,568
XIRR (per year)
6.49%
Value today
₹1,98,568

36 monthly instalments from 17 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.9% a year
about the same as the short duration fund average
Worst fall so far
−0.7%
May 2022 to May 2022.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
6.7% to 8.2%
A year, at worst and at best. Typically 7.6%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹500
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.28%
as of 30 Sept 2026

Managed by Kumaresh Ramakrishnan, Sandeep Agarwal, Ronak Shah

Direct plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund) against other funds in the Short Duration Fund category
Fund1Y3Y5YExpenseFund size
Axis Short Term Fund5.19%7.66%6.81%0.4%₹7,425 Cr
Bandhan Short Term Fund5.64%7.61%6.52%0.39%₹8,680 Cr
Bank of India Short Term Fund4.72%7.57%10.86%0.54%₹259 Cr
ICICI Prudential Short Term Fund5.17%7.56%7.08%0.45%₹18,890 Cr
Mahindra Manulife Short Term Fund5.11%7.55%6.62%0.35%₹79 Cr
Nippon India Short Term Fund4.74%7.51%6.68%0.4%₹6,364 Cr
Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)4.9%7.33%–0.28%₹176 Cr

About Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)

Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund) is a short duration fund managed by Sundaram Mutual Fund. Debt funds with a portfolio duration of 1 to 3 years.

To generate income and capital appreciation by investing primarily in fixed income securities & money market instruments.

The scheme's stated objective, as published by Sundaram Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹51.5712149587
DirectIDCW (Income Distribution CUM Capital Withdrawal)₹13.099149588
RegularGROWTH₹47.3186149585
RegularIDCW (Income Distribution CUM Capital Withdrawal)₹12.9382149586

Frequently asked questions

What is the NAV of Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund) today?

The NAV of Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund) (Direct plan, Growth) is ₹51.5712 and the Regular plan NAV is ₹47.3186, as of 13 Nov 2026.

What returns has Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund) given?

Over the last year the Direct plan returned 4.9%, and 7.33% a year over 3 years. That places it 11 of 22 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)?

The Direct plan charges 0.28% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)?

You can start a monthly SIP with ₹250, or invest a lump sum of ₹5,000 or more.

How much has Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund) fallen in the past?

Its deepest fall was 0.7% from 2 May 2022 to 6 May 2022. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund) belong to?

It is a Short Duration Fund from Sundaram Mutual Fund. Debt funds with a portfolio duration of 1 to 3 years.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund) taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.