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Bandhan Mutual Fund

Bandhan Short Term Fund

Bandhan Mutual Fund · Direct plan · Growth

3-year returns
7.7%
a year
NAV
₹65.89
▲ 0.03% · 18 Sept 2026
Fund size
₹9,287 Cr
Expense ratio
0.36%
a year
Minimum SIP
₹100

Returns, and where it stands

Against the average short duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.3%5.6%ahead1 of 22
3 years7.7%7.4%ahead3 of 22
5 years6.5%6.7%behind10 of 20
10 years7.2%7%ahead8 of 16
Every period, and the Regular plan →
PeriodDirect
1 month0.2%
3 months1.5%
6 months3.6%
1 year6.3%
2 yearsp.a.7.3%
3 yearsp.a.7.7%
5 yearsp.a.6.5%
7 yearsp.a.6.8%
10 yearsp.a.7.2%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

NAV history

▲ 6.29% in the last 1Y

62.064.065.918 Sept 202518 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹20,992
XIRR (per year)
7.32%
Value today
₹2,00,992

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
1% a year
about the same as the short duration fund average
Worst fall so far
−2.5%
Mar 2020 to Mar 2020, against −3.2% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
4.5% to 9.2%
A year, at worst and at best. Typically 7.2%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.36%
as of 31 Aug 2026

Managed by Suyash Choudhary, Brijesh Shah

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Bandhan Short Term Fund against other funds in the Short Duration Fund category
Fund1Y3Y5YExpenseFund size
ICICI Prudential Short Term Fund6.27%7.78%7.13%0.45%₹19,403 Cr
Axis Short Term Fund5.96%7.75%6.78%0.4%₹7,501 Cr
Bandhan Short Term Fund6.29%7.72%6.49%0.36%₹9,287 Cr
Mahindra Manulife Short Term Fund5.94%7.7%6.63%0.33%₹81 Cr
Nippon India Short Term Fund5.8%7.68%6.68%0.39%₹6,557 Cr
Bank of India Short Term Fund5.45%7.64%10.82%0.45%₹260 Cr
Aditya Birla Sun Life Short Term Fund5.91%7.62%6.84%0.3%₹5,782 Cr

About Bandhan Short Term Fund

Bandhan Short Term Fund is a short duration fund managed by Bandhan Mutual Fund. Debt funds with a portfolio duration of 1 to 3 years.

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over short term such that the Macaulay duration of the portfolio is between 1 year and 3 years.

The scheme's stated objective, as published by Bandhan Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹65.8944118407
DirectAnnual IDCW₹11.1691143369
DirectFortnightly IDCW₹10.3692118405
DirectMonthly IDCW₹10.4013118406
DirectPeriodic IDCW₹23.7857131382
DirectQuarterly IDCW₹10.8448143367
RegularAnnual IDCW₹10.9303143368
RegularFortnightly IDCW₹10.4113108713
RegularPeriodic IDCW₹22.7018131383
RegularQuarterly IDCW₹10.9053143366

Frequently asked questions

What is the NAV of Bandhan Short Term Fund today?

The NAV of Bandhan Short Term Fund (Direct plan, Growth) is ₹65.8944, as of 18 Sept 2026.

What returns has Bandhan Short Term Fund given?

Over the last year the Direct plan returned 6.29%, and 7.72% a year over 3 years and 6.49% a year over 5 years. That places it 3 of 22 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Bandhan Short Term Fund?

The Direct plan charges 0.36% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Bandhan Short Term Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹1,000 or more.

How much has Bandhan Short Term Fund fallen in the past?

Its deepest fall was 2.5% from 6 Mar 2020 to 24 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Bandhan Short Term Fund belong to?

It is a Short Duration Fund from Bandhan Mutual Fund. Debt funds with a portfolio duration of 1 to 3 years.

How are gains from Bandhan Short Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.