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Bandhan Mutual Fund

Bandhan Short Term Fund

Bandhan Mutual Fund · Direct plan · Growth

  • Debt
  • Short Duration Fund
  • Moderate Risk
  • Rank 2 of 22 over 3 years
3-year returns
7.6%
a year
NAV
₹66.25
▼ 0.03% · 13 Nov 2026
Fund size
₹8,680 Cr
Expense ratio
0.39%
a year
Minimum SIP
₹100

Returns, and where it stands

Against the average short duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year5.6%4.7%ahead1 of 22
3 years7.6%7.3%ahead2 of 22
5 years6.5%6.7%behind10 of 20
10 years7.1%6.9%ahead8 of 16
Every period, and the Regular plan →
PeriodDirect
1 month0.4%
3 months0.6%
6 months3.4%
1 year5.6%
2 yearsp.a.7.1%
3 yearsp.a.7.6%
5 yearsp.a.6.5%
7 yearsp.a.6.7%
10 yearsp.a.7.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

NAV history

▲ 5.64% in the last 1Y

62.764.566.213 Nov 202518 May 202613 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹19,719
XIRR (per year)
6.88%
Value today
₹1,99,719

36 monthly instalments from 17 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
1% a year
about the same as the short duration fund average
Worst fall so far
−2.5%
Mar 2020 to Mar 2020, against −3.2% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
4.5% to 9.2%
A year, at worst and at best. Typically 7.2%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.39%
as of 30 Sept 2026

Managed by Suyash Choudhary, Brijesh Shah

Direct plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Bandhan Short Term Fund against other funds in the Short Duration Fund category
Fund1Y3Y5YExpenseFund size
Axis Short Term Fund5.19%7.66%6.81%0.4%₹7,425 Cr
Bandhan Short Term Fund5.64%7.61%6.52%0.39%₹8,680 Cr
Bank of India Short Term Fund4.72%7.57%10.86%0.54%₹259 Cr
ICICI Prudential Short Term Fund5.17%7.56%7.08%0.45%₹18,890 Cr
Mahindra Manulife Short Term Fund5.11%7.55%6.62%0.35%₹79 Cr
Nippon India Short Term Fund4.74%7.51%6.68%0.4%₹6,364 Cr
Aditya Birla Sun Life Short Term Fund4.71%7.47%6.83%0.36%₹5,966 Cr

About Bandhan Short Term Fund

Bandhan Short Term Fund is a short duration fund managed by Bandhan Mutual Fund. Debt funds with a portfolio duration of 1 to 3 years.

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over short term such that the Macaulay duration of the portfolio is between 1 year and 3 years.

The scheme's stated objective, as published by Bandhan Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹66.2466118407
DirectAnnual IDCW₹11.2288143369
DirectFortnightly IDCW₹10.4029118405
DirectMonthly IDCW₹10.4158118406
DirectPeriodic IDCW₹23.9127131382
DirectQuarterly IDCW₹10.8169143367
RegularAnnual IDCW₹10.9806143368
RegularFortnightly IDCW₹10.4451108713
RegularPeriodic IDCW₹22.8063131383
RegularQuarterly IDCW₹10.8769143366

Frequently asked questions

What is the NAV of Bandhan Short Term Fund today?

The NAV of Bandhan Short Term Fund (Direct plan, Growth) is ₹66.2466, as of 13 Nov 2026.

What returns has Bandhan Short Term Fund given?

Over the last year the Direct plan returned 5.64%, and 7.61% a year over 3 years and 6.52% a year over 5 years. That places it 2 of 22 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Bandhan Short Term Fund?

The Direct plan charges 0.39% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Bandhan Short Term Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹1,000 or more.

How much has Bandhan Short Term Fund fallen in the past?

Its deepest fall was 2.5% from 6 Mar 2020 to 24 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Bandhan Short Term Fund belong to?

It is a Short Duration Fund from Bandhan Mutual Fund. Debt funds with a portfolio duration of 1 to 3 years.

How are gains from Bandhan Short Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.