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Sundaram Mutual Fund

Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)

Sundaram Mutual Fund · Direct plan · Growth

3-year returns
8.4%
a year
NAV
₹41.87
▲ 0.89% · 18 Sept 2026
Fund size
₹1,686 Cr
Expense ratio
0.56%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹35.10 and has returned 6.85% a year over 3 years.

Returns, and where it stands

Against the average balanced advantage fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year0.1%1.3%behind25 of 36
3 years8.4%9.3%behind21 of 30
Every period, and the Regular plan →
PeriodDirectRegular
1 month-1.6%-1.7%
3 months0.7%0.4%
6 months3.9%3.1%
1 year0.1%-1.3%
2 yearsp.a.1.5%0.1%
3 yearsp.a.8.4%6.8%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jan 2022.

Plan

NAV history

▲ 0.1% in the last 1Y

38.740.742.818 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹13,351
XIRR (per year)
4.72%
Value today
₹1,93,351

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
8.3% a year
about the same as the balanced advantage fund average
Worst fall so far
−9.7%
Nov 2025 to Mar 2026.
Years that made money
96.6%
Of every one-year stretch it has been through.
Over any three years
7.8% to 15.9%
A year, at worst and at best. Typically 11.8%.

Fund details

Minimum lumpsum
₹100
Minimum top-up
₹100
Lock-in
None
Plan started
1 Jan 2013
Portfolio turnover
2.81x
Expense ratio
0.56%
as of 30 Jun 2026

Managed by Kumaresh Ramakrishnan, S. Bharath, Clyton Fernandes

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) against other funds in the Balanced Advantage Fund category
Fund1Y3Y5YExpenseFund size
Quant Dynamic Asset Allocation Fund-0.75%13.58%1.56%₹852 Cr
Baroda BNP Paribas Balanced Advantage Fund4.9%11.6%10.96%0.74%₹5,343 Cr
WhiteOak Capital Balanced Advantage Fund2.71%11.57%0.84%₹2,302 Cr
Aditya Birla Sun Life Balanced Advantage Fund5.65%11.5%10.22%0.59%₹10,125 Cr
Axis Balanced Advantage Fund1.4%11.15%9.41%1.07%₹3,836 Cr
HDFC Balanced Advantage Fund-1.03%10.99%14.2%0.76%₹1,07,296 Cr
Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)0.1%8.4%0.56%₹1,686 Cr

About Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)

Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) is a balanced advantage fund managed by Sundaram Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

The investment objective of the Scheme is to provide accrual income and capital apprection by investing in a mix of equity, debt, REITs/InvITs and equity derivatives that are managed dynamically. No Guarantee: There is no guarantee or assurance that the investment objective of the scheme will be achieved. Investors are neither being offered any guaranteed / indicated returns nor any guarantee on repayment of capital by the Schemes. There is also no guarantee of capital or return either by the mutual Fund or by the sponsor or by the asset management company.

The scheme's stated objective, as published by Sundaram Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹41.8711149717
DirectMonthly IDCW (Income Distribution CUM Capital Withdrawal)₹17.5417149718
RegularGROWTH₹35.0965149715
RegularMonthly IDCW (Income Distribution CUM Capital Withdrawal)₹14.0907149716

Frequently asked questions

What is the NAV of Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) today?

The NAV of Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) (Direct plan, Growth) is ₹41.8711 and the Regular plan NAV is ₹35.0965, as of 18 Sept 2026.

What returns has Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) given?

Over the last year the Direct plan returned 0.1%, and 8.4% a year over 3 years. That places it 21 of 30 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)?

The Direct plan charges 0.56% a year, as disclosed on 30 Jun 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.

How much has Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) fallen in the past?

Its deepest fall was 9.7% from 28 Nov 2025 to 30 Mar 2026. Of every one-year stretch in its history, 97% ended in a gain.

Which category does Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) belong to?

It is a Balanced Advantage Fund from Sundaram Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund) taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.