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ICICI Prudential Mutual Fund

ICICI Prudential Balanced Advantage Fund

ICICI Prudential Mutual Fund · Direct plan · Growth

3-year returns
10.9%
a year
NAV
₹87.56
▲ 0.49% · 18 Sept 2026
Fund size
₹75,399 Cr
Expense ratio
1.05%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹77.98 and has returned 10.29% a year over 3 years.

Returns, and where it stands

Against the average balanced advantage fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year3.4%1.3%ahead10 of 36
3 years10.9%9.3%ahead8 of 30
5 years10.7%9%ahead3 of 20
10 years11.3%10.4%ahead3 of 10
Every period, and the Regular plan →
PeriodDirectRegular
1 month-2.3%-2.3%
3 months1%0.9%
6 months4.8%4.5%
1 year3.4%2.8%
2 yearsp.a.5.5%4.9%
3 yearsp.a.10.9%10.3%
5 yearsp.a.10.7%10%
7 yearsp.a.12.7%12.1%
10 yearsp.a.11.3%10.4%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 3.38% in the last 1Y

80.585.390.118 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹22,786
XIRR (per year)
7.92%
Value today
₹2,02,786

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 July 2026

  • Equity70.7%
  • Debt20.3%
  • Cash4.97%
  • REITs and InvITs4.04%

Top holdings

The ten largest holdings and their share of the fund
TVS Motor Company LtdAutomobiles6.09%
ICICI Bank LtdBanks3.74%
HDFC Bank LtdBanks3.47%
EMBASSY OFFICE PARKS REITUnits of Real Estate Investment Trust (REITs)2.83%
Reliance Industries LtdPetroleum Products2.71%
Infosys LtdIT - Software2.55%
Larsen & Toubro LtdConstruction2.15%
Eternal LtdRetailing2.08%
Maruti Suzuki India LtdAutomobiles2.05%
State Bank Of IndiaBanks1.96%

and 205 more holdings.

Where the equity sits

  • Banks12.8%
  • Automobiles9.6%
  • Retailing5.62%
  • IT - Software4.98%
  • Petroleum Products3.22%
  • Finance3.13%
  • Capital Markets2.69%
  • Consumer Durables2.34%

and 27 more sectors.

From the monthly portfolio ICICI Prudential Mutual Fund publishes for this scheme, as required by SEBI. Cash covers bank balances, treasury bills lent overnight and money due to the scheme, which carry no ISIN and so are shown as the remainder.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
7% a year
1.4% less than the category average — the steadier side
Worst fall so far
−27%
Feb 2020 to Mar 2020, against −16.2% for the category.
Years that made money
96.6%
Of every one-year stretch it has been through.
Over any three years
-1.2% to 23.6%
A year, at worst and at best. Typically 12.4%.

Fund details

Minimum lumpsum
₹500
Minimum top-up
₹100
Lock-in
None
Plan started
1 Jan 2013
Portfolio turnover
2.46x
Expense ratio
1.05%
as of 31 Jul 2026

Managed by Rajat Chandak, Manish Banthia, Akhil Kakkar, Sri Sharma, Sharmila D'Silva

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

ICICI Prudential Balanced Advantage Fund against other funds in the Balanced Advantage Fund category
Fund1Y3Y5YExpenseFund size
Quant Dynamic Asset Allocation Fund-0.75%13.58%1.56%₹852 Cr
Baroda BNP Paribas Balanced Advantage Fund4.9%11.6%10.96%0.74%₹5,343 Cr
WhiteOak Capital Balanced Advantage Fund2.71%11.57%0.84%₹2,302 Cr
Aditya Birla Sun Life Balanced Advantage Fund5.65%11.5%10.22%0.59%₹10,125 Cr
Axis Balanced Advantage Fund1.4%11.15%9.41%1.07%₹3,836 Cr
HDFC Balanced Advantage Fund-1.03%10.99%14.2%0.76%₹1,07,296 Cr
ICICI Prudential Balanced Advantage Fund3.38%10.93%10.72%1.05%₹75,399 Cr

About ICICI Prudential Balanced Advantage Fund

ICICI Prudential Balanced Advantage Fund is a balanced advantage fund managed by ICICI Prudential Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

To provide capital appreciation/income by investing in equity and equity related instruments including derivatives and debt and money market instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

The scheme's stated objective, as published by ICICI Prudential Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹87.56120377
DirectIDCW₹29.72120376
DirectMonthly IDCW₹27.13122236
RegularGrowth₹77.98104685
RegularIDCW₹18.20104686
RegularMonthly IDCW₹22.43122168

Frequently asked questions

What is the NAV of ICICI Prudential Balanced Advantage Fund today?

The NAV of ICICI Prudential Balanced Advantage Fund (Direct plan, Growth) is ₹87.56 and the Regular plan NAV is ₹77.98, as of 18 Sept 2026.

What returns has ICICI Prudential Balanced Advantage Fund given?

Over the last year the Direct plan returned 3.38%, and 10.93% a year over 3 years and 10.72% a year over 5 years. That places it 8 of 30 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of ICICI Prudential Balanced Advantage Fund?

The Direct plan charges 1.05% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in ICICI Prudential Balanced Advantage Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹500 or more.

How much has ICICI Prudential Balanced Advantage Fund fallen in the past?

Its deepest fall was 27% from 12 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 97% ended in a gain.

What does ICICI Prudential Balanced Advantage Fund invest in?

As on 31 Jul 2026 it held 215 positions, the largest being TVS Motor Company Ltd (6.1%), ICICI Bank Ltd (3.7%), HDFC Bank Ltd (3.5%). Its biggest sector was banks at 12.8% of the fund. Portfolios change every month.

Which category does ICICI Prudential Balanced Advantage Fund belong to?

It is a Balanced Advantage Fund from ICICI Prudential Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from ICICI Prudential Balanced Advantage Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.