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SBI Mutual Fund

SBI Focused Fund

SBI Mutual Fund · Direct plan · Growth

3-year returns
15%
a year
NAV
₹449.90
▲ 0.95% · 18 Sept 2026
Fund size
₹51,248 Cr
Expense ratio
0.84%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹397.13 and has returned 14.03% a year over 3 years.

Returns, and where it stands

Against the average focused fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year10.6%2.2%ahead3 of 28
3 years15%12.3%ahead5 of 27
5 years11.6%11.4%ahead11 of 22
10 years15.2%13.7%ahead2 of 13
Every period, and the Regular plan →
PeriodDirectRegular
1 month-1%-1%
3 months3.4%3.2%
6 months11.3%10.9%
1 year10.6%9.7%
2 yearsp.a.8.9%8.1%
3 yearsp.a.15%14%
5 yearsp.a.11.6%10.6%
7 yearsp.a.17.6%16.6%
10 yearsp.a.15.2%14.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 10.59% in the last 1Y

379.2420.9462.618 Sept 202519 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹39,019
XIRR (per year)
13.21%
Value today
₹2,19,019

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 August 2026

  • Equity82.4%
  • Other funds10.4%
  • Cash6.21%
  • Debt0.93%

Top holdings

The ten largest holdings and their share of the fund
Bajaj Finance LtdFinance8.46%
ICICI Bank LtdBanks7.66%
Alphabet IncIT - Software6.95%
Kotak Mahindra Bank LtdBanks5.73%
State Bank of IndiaBanks5.58%
Bharti Airtel LtdTelecom - Services4.95%
Muthoot Finance LtdFinance4.76%
Solar Industries India LtdChemicals & Petrochemicals4.32%
Adani Power LtdPower4.25%
Adani Energy Solutions LtdPower4.15%

and 18 more holdings.

Where the equity sits

  • Banks19%
  • Finance13.7%
  • Power10.1%
  • Retailing6.13%
  • Telecom - Services4.95%
  • Chemicals & Petrochemicals4.32%
  • Insurance3.43%
  • Auto Components3.01%

and 8 more sectors.

From the monthly portfolio SBI Mutual Fund publishes for this scheme, as required by SEBI. Cash covers bank balances, treasury bills lent overnight and money due to the scheme, which carry no ISIN and so are shown as the remainder.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
12% a year
2.5% less than the category average — the steadier side
Worst fall so far
−32.7%
Feb 2020 to Mar 2020, against −30.2% for the category.
Years that made money
84.4%
Of every one-year stretch it has been through.
Over any three years
3% to 28.7%
A year, at worst and at best. Typically 16.4%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Portfolio turnover
0.36x
Expense ratio
0.84%
as of 31 Jul 2026

Managed by R. Srinivasan

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

SBI Focused Fund against other funds in the Focused Fund category
Fund1Y3Y5YExpenseFund size
Invesco India Focused Fund2.28%21.09%14.91%0.49%₹6,454 Cr
ITI Focused Fund6.8%17.42%0.91%₹629 Cr
ICICI Prudential Focused Fund-0.77%16.2%15.21%1.22%₹17,949 Cr
Bandhan Focused Fund3.83%15.56%12.5%1.01%₹2,086 Cr
SBI Focused Fund10.59%14.95%11.58%0.84%₹51,248 Cr
HDFC Focused Fund-2.48%14.64%17.92%0.76%₹28,201 Cr
HSBC Focused Fund7.23%14.56%12.52%1.04%₹1,843 Cr

About SBI Focused Fund

SBI Focused Fund is a focused fund managed by SBI Mutual Fund. Hold a concentrated portfolio of at most 30 stocks, so returns depend heavily on a few picks.

To provide the investor with the opportunity of long-term capital appreciation by investing in a concentrated portfolio of equity and equity related securities.

The scheme's stated objective, as published by SBI Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹449.8983119727
DirectIDCW₹109.6358119834
RegularGrowth₹397.1313102756
RegularIDCW₹72.6387102765

Frequently asked questions

What is the NAV of SBI Focused Fund today?

The NAV of SBI Focused Fund (Direct plan, Growth) is ₹449.8983 and the Regular plan NAV is ₹397.1313, as of 18 Sept 2026.

What returns has SBI Focused Fund given?

Over the last year the Direct plan returned 10.59%, and 14.95% a year over 3 years and 11.58% a year over 5 years. That places it 5 of 27 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of SBI Focused Fund?

The Direct plan charges 0.84% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in SBI Focused Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has SBI Focused Fund fallen in the past?

Its deepest fall was 32.7% from 20 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 84% ended in a gain.

What does SBI Focused Fund invest in?

As on 31 Aug 2026 it held 28 positions, the largest being Bajaj Finance Ltd (8.5%), ICICI Bank Ltd (7.7%), Alphabet Inc (7%). Its biggest sector was banks at 19% of the fund. Portfolios change every month.

Which category does SBI Focused Fund belong to?

It is a Focused Fund from SBI Mutual Fund. Hold a concentrated portfolio of at most 30 stocks, so returns depend heavily on a few picks.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from SBI Focused Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.