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Kotak Mahindra Mutual Fund

Kotak Focused Fund

Kotak Mahindra Mutual Fund · Direct plan · Growth

3-year returns
14.2%
a year
NAV
₹30.03
▲ 1.2% · 18 Sept 2026
Fund size
₹4,549 Cr
Expense ratio
0.73%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹26.90 and has returned 12.66% a year over 3 years.

Returns, and where it stands

Against the average focused fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year4.4%2.2%ahead7 of 28
3 years14.2%12.3%ahead9 of 27
5 years12.1%11.4%ahead9 of 22
Every period, and the Regular plan →
PeriodDirectRegular
1 month-3.3%-3.4%
3 months0.1%-0.3%
6 months6.5%5.8%
1 year4.4%3%
2 yearsp.a.3.7%2.3%
3 yearsp.a.14.2%12.7%
5 yearsp.a.12.1%10.5%
7 yearsp.a.17.2%15.4%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jul 2019.

Plan

NAV history

▲ 4.35% in the last 1Y

26.428.831.218 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹28,248
XIRR (per year)
9.73%
Value today
₹2,08,248

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
14.2% a year
about the same as the focused fund average
Worst fall so far
−36.3%
Jan 2020 to Mar 2020, against −30.2% for the category.
Years that made money
96.4%
Of every one-year stretch it has been through.
Over any three years
10.7% to 32.3%
A year, at worst and at best. Typically 18.8%.

Fund details

Minimum lumpsum
₹100
Minimum top-up
₹100
Lock-in
None
Plan started
10 Jul 2019
Portfolio turnover
0.30x
Expense ratio
0.73%
as of 31 Aug 2026

Managed by Shibani Kurian

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Kotak Focused Fund against other funds in the Focused Fund category
Fund1Y3Y5YExpenseFund size
Invesco India Focused Fund2.28%21.09%14.91%0.49%₹6,454 Cr
ITI Focused Fund6.8%17.42%0.91%₹629 Cr
ICICI Prudential Focused Fund-0.77%16.2%15.21%1.22%₹17,949 Cr
Bandhan Focused Fund3.83%15.56%12.5%1.01%₹2,086 Cr
SBI Focused Fund10.59%14.95%11.58%0.84%₹51,248 Cr
HDFC Focused Fund-2.48%14.64%17.92%0.76%₹28,201 Cr
Kotak Focused Fund4.35%14.19%12.06%0.73%₹4,549 Cr

About Kotak Focused Fund

Kotak Focused Fund is a focused fund managed by Kotak Mahindra Mutual Fund. Hold a concentrated portfolio of at most 30 stocks, so returns depend heavily on a few picks.

The investment objective of the scheme is to generate long term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies. However, there is no assurance that the objective of the scheme will be achieved.

The scheme's stated objective, as published by Kotak Mahindra Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth option₹30.025147473
DirectIncome Distribution cum capital withdrawal option₹30.027147475
RegularGrowth Option₹26.899147477
RegularIncome Distribution cum capital withdrawal option₹26.899147472

Frequently asked questions

What is the NAV of Kotak Focused Fund today?

The NAV of Kotak Focused Fund (Direct plan, Growth) is ₹30.025 and the Regular plan NAV is ₹26.899, as of 18 Sept 2026.

What returns has Kotak Focused Fund given?

Over the last year the Direct plan returned 4.35%, and 14.19% a year over 3 years and 12.06% a year over 5 years. That places it 9 of 27 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Kotak Focused Fund?

The Direct plan charges 0.73% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Kotak Focused Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.

How much has Kotak Focused Fund fallen in the past?

Its deepest fall was 36.3% from 24 Jan 2020 to 23 Mar 2020. Of every one-year stretch in its history, 96% ended in a gain.

Which category does Kotak Focused Fund belong to?

It is a Focused Fund from Kotak Mahindra Mutual Fund. Hold a concentrated portfolio of at most 30 stocks, so returns depend heavily on a few picks.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Kotak Focused Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.