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PPFAS Mutual Fund

Parag Parikh Liquid Fund

PPFAS Mutual Fund · Direct plan · Growth

3-year returns
6.7%
a year
NAV
₹1,572.73
▲ 0.03% · 20 Sept 2026
Fund size
₹6,722 Cr
Expense ratio
0.1%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹1,559.56 and has returned 6.6% a year over 3 years.

Returns, and where it stands

Against the average liquid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.4%6.4%behind27 of 36
3 years6.7%6.9%behind31 of 33
5 years6.1%6.3%behind30 of 31
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.5%0.5%
3 months1.6%1.6%
6 months3.4%3.4%
1 year6.4%6.3%
2 yearsp.a.6.5%6.4%
3 yearsp.a.6.7%6.6%
5 yearsp.a.6.1%6%
7 yearsp.a.5.4%5.3%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from May 2018.

Plan

NAV history

▲ 6.44% in the last 1Y

1,4791,5251,57220 Sept 202521 Mar 202620 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹18,808
XIRR (per year)
6.57%
Value today
₹1,98,808

36 monthly instalments from 24 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.1% a year
about the same as the liquid fund average
Worst fall so far
−0%
May 2022 to May 2022, against −0.2% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
3.8% to 6.8%
A year, at worst and at best. Typically 5.3%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
11 May 2018
Expense ratio
0.1%
as of 31 Aug 2026

Managed by Tejas Soman, Mansi Kariya, Aishwarya Dhar

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Parag Parikh Liquid Fund against other funds in the Liquid Fund category
Fund1Y3Y5YExpenseFund size
Aditya Birla Sun Life Liquid Fund6.57%7.02%6.42%0.18%₹69,830 Cr
Edelweiss Liquid Fund6.54%7.01%6.4%0.1%₹13,272 Cr
Axis Liquid Fund6.58%7.01%6.41%0.12%₹56,438 Cr
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)6.57%7%0.12%₹9,094 Cr
Franklin India Liquid Fund6.54%7%6.37%0.14%₹6,082 Cr
DSP Liquid Fund6.54%6.99%6.38%0.12%₹27,920 Cr
Parag Parikh Liquid Fund6.44%6.71%6.08%0.1%₹6,722 Cr

About Parag Parikh Liquid Fund

Parag Parikh Liquid Fund is a liquid fund managed by PPFAS Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

To deliver reasonable market related returns with lower risk and high liquidity through judicious investments in money market and debt instruments.

The scheme's stated objective, as published by PPFAS Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹1,572.7275143269
DirectDaily Reinvestment of IDCW₹1,000.5405143263
DirectMonthly IDCW Payout₹1,006.3811143262
DirectWeekly Reinvestment of IDCW₹1,001.7797143265
RegularGrowth₹1,559.5641143260
RegularDaily Reinvestment of IDCW₹1,000.5404143264
RegularMonthly IDCW Payout₹1,006.3295143261
RegularWeekly Reinvestment of IDCW₹1,001.7665143266

Frequently asked questions

What is the NAV of Parag Parikh Liquid Fund today?

The NAV of Parag Parikh Liquid Fund (Direct plan, Growth) is ₹1,572.7275 and the Regular plan NAV is ₹1,559.5641, as of 20 Sept 2026.

What returns has Parag Parikh Liquid Fund given?

Over the last year the Direct plan returned 6.44%, and 6.71% a year over 3 years and 6.08% a year over 5 years. That places it 31 of 33 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Parag Parikh Liquid Fund?

The Direct plan charges 0.1% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Parag Parikh Liquid Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.

How much has Parag Parikh Liquid Fund fallen in the past?

Its deepest fall was 0% from 3 May 2022 to 5 May 2022. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Parag Parikh Liquid Fund belong to?

It is a Liquid Fund from PPFAS Mutual Fund. Invest in debt and money market securities maturing within 91 days. Low risk, withdrawals usually reach your bank the next working day; an alternative to a savings account for short-term money.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Parag Parikh Liquid Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.