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PPFAS Mutual Fund

Parag Parikh Dynamic Asset Allocation Fund

PPFAS Mutual Fund · Direct plan · Growth

1-year returns
3.6%
NAV
₹11.84
▲ 0.19% · 18 Sept 2026
Fund size
₹2,575 Cr
Expense ratio
0.4%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹11.75 and has returned 3.31% over a year.

Returns, and where it stands

Against the average balanced advantage fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year3.6%1.3%ahead7 of 36
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.1%-0.2%
3 months0.4%0.3%
6 months1.8%1.6%
1 year3.6%3.3%
2 yearsp.a.4.6%4.3%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Feb 2024.

Plan

NAV history

▲ 3.64% in the last 1Y

11.411.711.918 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,20,000
Gain
₹5,321
XIRR (per year)
4.24%
Value today
₹1,25,321

24 monthly instalments from 20 Sept 2024, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
2.8% a year
5.6% less than the category average — the steadier side
Worst fall so far
−2.4%
Feb 2026 to Mar 2026.
Years that made money
100%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹500
Lock-in
None
Plan started
20 Feb 2024
Expense ratio
0.4%
as of 31 Aug 2026

Managed by Raj Mehta, Rajeev Thakkar, Raunak Onkar, Rukun Tarachandani, Tejas Soman, Mansi Kariya

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Parag Parikh Dynamic Asset Allocation Fund against other funds in the Balanced Advantage Fund category
Fund1Y3Y5YExpenseFund size
Quant Dynamic Asset Allocation Fund-0.75%13.58%1.56%₹852 Cr
Baroda BNP Paribas Balanced Advantage Fund4.9%11.6%10.96%0.74%₹5,343 Cr
WhiteOak Capital Balanced Advantage Fund2.71%11.57%0.84%₹2,302 Cr
Aditya Birla Sun Life Balanced Advantage Fund5.65%11.5%10.22%0.59%₹10,125 Cr
Axis Balanced Advantage Fund1.4%11.15%9.41%1.07%₹3,836 Cr
HDFC Balanced Advantage Fund-1.03%10.99%14.2%0.76%₹1,07,296 Cr
Parag Parikh Dynamic Asset Allocation Fund3.64%0.4%₹2,575 Cr

About Parag Parikh Dynamic Asset Allocation Fund

Parag Parikh Dynamic Asset Allocation Fund is a balanced advantage fund managed by PPFAS Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

The investment objective of the Scheme is to generate income/ long-term capital appreciation by investing in equity, equity derivatives, fixed income instruments. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation while managing downside risk. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.

The scheme's stated objective, as published by PPFAS Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹11.844152468
RegularGrowth₹11.7498152464
Growth₹10.0397152467
Growth₹10.2959152469

Frequently asked questions

What is the NAV of Parag Parikh Dynamic Asset Allocation Fund today?

The NAV of Parag Parikh Dynamic Asset Allocation Fund (Direct plan, Growth) is ₹11.844 and the Regular plan NAV is ₹11.7498, as of 18 Sept 2026.

What returns has Parag Parikh Dynamic Asset Allocation Fund given?

Over the last year the Direct plan returned 3.64%. Past returns do not guarantee future returns.

What is the expense ratio of Parag Parikh Dynamic Asset Allocation Fund?

The Direct plan charges 0.4% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Parag Parikh Dynamic Asset Allocation Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.

How much has Parag Parikh Dynamic Asset Allocation Fund fallen in the past?

Its deepest fall was 2.4% from 27 Feb 2026 to 30 Mar 2026. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Parag Parikh Dynamic Asset Allocation Fund belong to?

It is a Balanced Advantage Fund from PPFAS Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Parag Parikh Dynamic Asset Allocation Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.