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Mahindra Manulife Mutual Fund

Mahindra Manulife Balanced Advantage Fund

Mahindra Manulife Mutual Fund · Direct plan · Growth

3-year returns
10.9%
a year
NAV
₹16.10
▲ 0.46% · 18 Sept 2026
Fund size
₹923 Cr
Expense ratio
0.88%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹14.83 and has returned 9.11% a year over 3 years.

Returns, and where it stands

Against the average balanced advantage fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year3.3%1.3%ahead11 of 36
3 years10.9%9.3%ahead7 of 30
Every period, and the Regular plan →
PeriodDirectRegular
1 month-1.3%-1.4%
3 months1.7%1.2%
6 months7%6.1%
1 year3.3%1.6%
2 yearsp.a.3.3%1.6%
3 yearsp.a.10.9%9.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jan 2022.

Plan

NAV history

▲ 3.28% in the last 1Y

14.515.416.418 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹19,824
XIRR (per year)
6.92%
Value today
₹1,99,824

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
10.1% a year
1.7% more than the category average — the bumpier side
Worst fall so far
−9.8%
Sept 2024 to Mar 2025.
Years that made money
99.6%
Of every one-year stretch it has been through.
Over any three years
10.4% to 17.8%
A year, at worst and at best. Typically 14.1%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
30 Dec 2021
Portfolio turnover
0.91x
Expense ratio
0.88%
as of 31 Jul 2026

Managed by Rahul Pal, Amit Garg, Fatema Pacha, Neelesh Dhamnaskar

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Mahindra Manulife Balanced Advantage Fund against other funds in the Balanced Advantage Fund category
Fund1Y3Y5YExpenseFund size
Quant Dynamic Asset Allocation Fund-0.75%13.58%1.56%₹852 Cr
Baroda BNP Paribas Balanced Advantage Fund4.9%11.6%10.96%0.74%₹5,343 Cr
WhiteOak Capital Balanced Advantage Fund2.71%11.57%0.84%₹2,302 Cr
Aditya Birla Sun Life Balanced Advantage Fund5.65%11.5%10.22%0.59%₹10,125 Cr
Axis Balanced Advantage Fund1.4%11.15%9.41%1.07%₹3,836 Cr
HDFC Balanced Advantage Fund-1.03%10.99%14.2%0.76%₹1,07,296 Cr
Mahindra Manulife Balanced Advantage Fund3.28%10.94%0.88%₹923 Cr

About Mahindra Manulife Balanced Advantage Fund

Mahindra Manulife Balanced Advantage Fund is a balanced advantage fund managed by Mahindra Manulife Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

The investment objective of the Scheme is to provide capital appreciation and generate income through a dynamic mix of equity, debt and money market instruments. The Scheme seeks to reduce the volatility by diversifying the assets across equity, debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

The scheme's stated objective, as published by Mahindra Manulife Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹16.1014149406
DirectIDCW₹12.9314149407
RegularGrowth₹14.8295149404
RegularIDCW₹11.7441149405

Frequently asked questions

What is the NAV of Mahindra Manulife Balanced Advantage Fund today?

The NAV of Mahindra Manulife Balanced Advantage Fund (Direct plan, Growth) is ₹16.1014 and the Regular plan NAV is ₹14.8295, as of 18 Sept 2026.

What returns has Mahindra Manulife Balanced Advantage Fund given?

Over the last year the Direct plan returned 3.28%, and 10.94% a year over 3 years. That places it 7 of 30 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Mahindra Manulife Balanced Advantage Fund?

The Direct plan charges 0.88% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Mahindra Manulife Balanced Advantage Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹1,000 or more.

How much has Mahindra Manulife Balanced Advantage Fund fallen in the past?

Its deepest fall was 9.8% from 26 Sept 2024 to 3 Mar 2025. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Mahindra Manulife Balanced Advantage Fund belong to?

It is a Balanced Advantage Fund from Mahindra Manulife Mutual Fund. Change the mix of equity and debt dynamically, usually buying more equity when markets are cheap and less when they are expensive.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Mahindra Manulife Balanced Advantage Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.